As an insurance company, we promise our customers long-term services. This means that UNIQA needs to a have clear view of future developments. For this reason, we started analysing the long-term options and risks of our business units in 2012. In doing so, we monitor technological, socioeconomic, regulatory and economic trends along with their short-term and long-term impact on UNIQA. The results of these analyses are incorporated into our strategic planning and taken into account when defining the UNIQA Group’s core projects. The topics include innovations in the area of passenger car safety, the changing lifestyles of our customers, and developments such as connectivity, digitalisation and networking.