Property and casualty insurance |
UNIQA Austria |
Raiffeisen Insurance |
UNIQA International |
Group functions and consolidation |
Group |
|||||||
In € thousand |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
Premiums written (gross) |
1,380,604 |
1,362,614 |
160,149 |
153,154 |
1,085,832 |
1,084,898 |
1,060,821 |
1,136,028 |
–1,046,014 |
–1,115,771 |
2,641,392 |
2,620,922 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Premiums earned (net) |
826,865 |
753,037 |
83,280 |
79,775 |
595,753 |
588,155 |
992,086 |
1,055,646 |
2,215 |
6,325 |
2,500,199 |
2,482,938 |
Technical interest income |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Other insurance income |
1,173 |
2,278 |
177 |
139 |
16,369 |
19,818 |
197 |
631 |
6,162 |
3,807 |
24,078 |
26,674 |
–577,558 |
–516,544 |
–55,856 |
–57,140 |
–362,664 |
–372,714 |
–697,115 |
–775,981 |
–2,005 |
–1,205 |
–1,695,197 |
–1,723,584 |
|
–199,137 |
–174,838 |
–13,014 |
–13,129 |
–227,734 |
–228,898 |
–311,848 |
–330,550 |
1,199 |
–1,529 |
–750,534 |
–748,942 |
|
Other technical expenses |
–9,727 |
–16,556 |
–475 |
–992 |
–34,766 |
–34,283 |
–5,213 |
–7,677 |
8,848 |
11,716 |
–41,332 |
–47,791 |
Technical result |
41,616 |
47,378 |
14,112 |
8,654 |
–13,040 |
–27,921 |
–21,892 |
–57,930 |
16,420 |
19,115 |
37,214 |
–10,705 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Net investment income |
43,880 |
59,976 |
5,292 |
4,705 |
52,135 |
38,178 |
17,421 |
19,532 |
6,824 |
15,182 |
125,552 |
137,573 |
Other income |
6,520 |
4,886 |
1 |
827 |
11,373 |
13,385 |
2,183 |
5,237 |
9,959 |
10,785 |
30,035 |
35,119 |
Reclassification of technical interest income |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Other operating expenses |
–10,994 |
–11,516 |
–472 |
–120 |
–16,702 |
–16,851 |
–2,122 |
–926 |
–11,961 |
–6,649 |
–42,252 |
–36,061 |
Non-technical result |
39,406 |
53,346 |
4,821 |
5,412 |
46,805 |
34,713 |
17,482 |
23,843 |
4,822 |
19,318 |
113,335 |
136,631 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Operating profit/(loss) |
81,021 |
100,723 |
18,932 |
14,066 |
33,765 |
6,791 |
–4,410 |
–34,088 |
21,241 |
38,433 |
150,549 |
125,926 |
Amortisation of goodwill and impairment losses |
0 |
0 |
0 |
0 |
–15,960 |
–27,847 |
0 |
0 |
0 |
0 |
–15,960 |
–27,847 |
Finance costs |
0 |
0 |
0 |
0 |
–168 |
–313 |
0 |
0 |
–49,921 |
–36,791 |
–50,089 |
–37,104 |
Earnings before taxes |
81,021 |
100,723 |
18,932 |
14,066 |
17,636 |
–21,368 |
–4,410 |
–34,088 |
–28,679 |
1,642 |
84,499 |
60,975 |
Health insurance |
UNIQA Austria |
Raiffeisen Insurance |
UNIQA International |
Reinsurance |
Group functions and consolidation |
Group |
||||||
In € thousand |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
Premiums written (gross) |
921,619 |
887,275 |
0 |
0 |
76,928 |
73,547 |
646 |
1,544 |
–1,288 |
–1,591 |
997,906 |
960,776 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Premiums earned (net) |
921,923 |
886,949 |
0 |
0 |
75,591 |
71,725 |
227 |
1,424 |
–643 |
–112 |
997,098 |
959,986 |
Technical interest income |
73,783 |
70,555 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
73,783 |
70,555 |
Other insurance income |
230 |
118 |
0 |
0 |
1,324 |
1,406 |
0 |
0 |
0 |
0 |
1,553 |
1,524 |
Insurance benefits |
–762,872 |
–744,309 |
0 |
0 |
–48,840 |
–45,724 |
–338 |
–252 |
10,865 |
9,762 |
–801,184 |
–780,523 |
Operating expenses |
–121,753 |
–133,656 |
0 |
0 |
–30,952 |
–30,669 |
–24 |
–503 |
–11,929 |
–2,231 |
–164,658 |
–167,058 |
Other technical expenses |
–2,056 |
–6,685 |
0 |
0 |
–431 |
–371 |
0 |
0 |
–227 |
–247 |
–2,714 |
–7,302 |
Technical result |
109,255 |
72,972 |
0 |
0 |
–3,308 |
–3,632 |
–134 |
669 |
–1,934 |
7,172 |
103,879 |
77,182 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Net investment income |
151,840 |
127,596 |
0 |
0 |
2,965 |
1,714 |
0 |
6 |
–12,014 |
–8,612 |
142,791 |
120,704 |
Other income |
486 |
193 |
0 |
0 |
1,742 |
2,039 |
2 |
0 |
3,421 |
1,819 |
5,650 |
4,051 |
Reclassification of technical interest income |
–73,783 |
–70,555 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
–73,783 |
–70,555 |
Other operating expenses |
–301 |
–21 |
0 |
0 |
–1,422 |
–1,380 |
0 |
0 |
–14 |
0 |
–1,736 |
–1,401 |
Non-technical result |
78,241 |
57,212 |
0 |
0 |
3,285 |
2,374 |
2 |
7 |
–8,606 |
–6,794 |
72,922 |
52,799 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Operating profit/(loss) |
187,496 |
130,185 |
0 |
0 |
–23 |
–1,258 |
–132 |
676 |
–10,540 |
379 |
176,802 |
129,981 |
Amortisation of goodwill and impairment losses |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Finance costs |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
–154 |
–234 |
–154 |
–234 |
Earnings before taxes |
187,496 |
130,185 |
0 |
0 |
–23 |
–1,258 |
–132 |
676 |
–10,694 |
144 |
176,648 |
129,747 |
Life insurance |
UNIQA Austria |
Raiffeisen Insurance |
UNIQA International |
Reinsurance |
Group functions and consolidation |
Group |
||||||
In € thousand |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
Premiums written (gross), including savings portions from unit-linked and index-linked life insurance |
505,478 |
523,653 |
915,695 |
752,137 |
1,254,083 |
1,194,618 |
50,612 |
51,755 |
–40,034 |
–39,505 |
2,685,834 |
2,482,657 |
Premiums earned (net) including savings portions from the unit-linked and index-linked life insurance |
481,068 |
497,034 |
881,781 |
714,182 |
1,220,966 |
1,162,360 |
22,127 |
23,815 |
–417 |
–1,280 |
2,605,525 |
2,396,111 |
Savings portions in unit-linked and index-linked life insurance (gross) |
135,109 |
152,378 |
135,109 |
152,378 |
215,214 |
239,898 |
0 |
0 |
0 |
0 |
485,431 |
544,654 |
Savings portions in unit-linked and index-linked life insurance (net) |
127,051 |
143,121 |
127,051 |
143,121 |
215,214 |
239,898 |
0 |
0 |
0 |
0 |
469,316 |
526,139 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Premiums written (gross) |
370,370 |
371,274 |
780,587 |
599,758 |
1,038,869 |
954,720 |
50,612 |
51,755 |
–40,034 |
–39,505 |
2,200,403 |
1,938,002 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Premiums earned (net) |
354,017 |
353,913 |
754,730 |
571,062 |
1,005,752 |
922,462 |
22,127 |
23,815 |
–417 |
–1,280 |
2,136,209 |
1,869,971 |
Technical interest income |
135,509 |
158,500 |
193,805 |
219,626 |
115,133 |
96,615 |
0 |
0 |
209 |
15,088 |
444,656 |
489,829 |
Other insurance income |
498 |
740 |
821 |
778 |
3,646 |
4,706 |
433 |
484 |
–361 |
–415 |
5,037 |
6,294 |
Insurance benefits |
–388,923 |
–376,372 |
–773,912 |
–628,066 |
–917,837 |
–835,200 |
–22,696 |
–24,574 |
–7,817 |
–15,342 |
–2,111,186 |
–1,879,555 |
Operating expenses |
–69,782 |
–98,595 |
–122,511 |
–98,992 |
–168,791 |
–175,280 |
–3,815 |
–4,056 |
–18,603 |
–6,183 |
–383,503 |
–383,106 |
Other technical expenses |
–11,513 |
–14,639 |
–11,085 |
–13,849 |
–11,825 |
–16,170 |
–3,847 |
–4,516 |
5,826 |
6,970 |
–32,443 |
–42,205 |
Technical result |
19,806 |
23,547 |
41,846 |
50,559 |
26,079 |
–2,866 |
–7,797 |
–8,848 |
–21,164 |
–1,163 |
58,770 |
61,229 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Net investment income |
147,449 |
188,556 |
249,446 |
273,007 |
140,221 |
134,437 |
10,231 |
11,787 |
15,454 |
22,087 |
562,802 |
629,874 |
Other income |
299 |
2,434 |
200 |
909 |
5,898 |
11,350 |
55 |
33 |
387 |
8,532 |
6,839 |
23,258 |
Reclassification of technical interest income |
–135,509 |
–158,500 |
–193,805 |
–219,626 |
–115,133 |
–96,615 |
0 |
0 |
–209 |
–15,088 |
–444,656 |
–489,829 |
Other operating expenses |
–486 |
–512 |
–31 |
–3 |
–16,685 |
–22,458 |
–82 |
–49 |
280 |
–9,851 |
–17,005 |
–32,872 |
Non-technical result |
11,753 |
31,979 |
55,811 |
54,287 |
14,301 |
26,714 |
10,203 |
11,771 |
15,912 |
5,680 |
107,981 |
130,431 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Operating profit/(loss) |
31,560 |
55,526 |
97,657 |
104,846 |
40,380 |
23,848 |
2,406 |
2,924 |
–5,252 |
4,517 |
166,751 |
191,660 |
Amortisation of goodwill and impairment losses |
–918 |
–1,875 |
–624 |
–189 |
–3,516 |
–2,381 |
0 |
0 |
0 |
0 |
–5,058 |
–4,445 |
Finance costs |
–10,627 |
–10,627 |
–10,524 |
–10,094 |
0 |
–5 |
0 |
0 |
21,151 |
20,721 |
0 |
–5 |
Earnings before taxes |
20,015 |
43,024 |
86,509 |
94,563 |
36,865 |
21,462 |
2,406 |
2,924 |
15,899 |
25,238 |
161,693 |
187,210 |
