Segment reporting

Operating segments – classified by business line

Property and casualty insurance

In € thousand

UNIQA Austria

UNIQA International

Reinsurance

Group function

Consolidation

Group

1–12/2017

1–12/2016

1–12/2017

1–12/2016

1–12/2017

1–12/2016

1–12/2017

1–12/2016

1–12/2017

1–12/2016

1–12/2017

1–12/2016

Premiums written (gross)

1,621,756

1,568,649

997,262

942,343

1,044,952

1,081,063

0

0

–1,024,271

–1,073,624

2,639,699

2,518,432

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums earned (net)

999,876

940,937

544,270

517,339

981,510

999,749

0

0

–30,572

–98,973

2,495,084

2,359,053

Technical interest income

0

0

0

0

0

0

0

0

0

0

0

0

Other insurance income

3,274

2,095

14,087

10,919

190

200

506

6,157

–2,729

–1,520

15,328

17,852

Insurance benefits

–675,804

–648,003

–316,185

–308,845

–673,194

–673,153

177

175

20,169

79,232

–1,644,837

–1,550,593

Operating expenses

–241,781

–233,945

–212,451

–204,377

–315,055

–326,255

–24,482

–17,182

5,294

18,580

–788,475

–763,180

Other technical expenses

–7,579

–6,253

–28,974

–29,983

–8,098

–5,467

–570

–161

10,885

8,694

–34,336

–33,171

Technical result

77,987

54,831

746

–14,947

–14,647

–4,926

–24,369

–11,010

3,047

6,013

42,763

29,961

 

 

 

 

 

 

 

 

 

 

 

 

 

Net investment income

42,988

27,602

28,829

32,943

21,314

20,020

210,714

174,190

–195,295

–122,131

108,550

132,626

Income from investments

144,683

103,684

41,538

37,753

33,883

25,406

261,516

351,399

–213,010

–266,405

268,610

251,837

Expenses from investments

–101,909

–76,228

–12,892

–4,810

–12,570

–5,386

–52,285

–177,746

11,200

139,407

–168,456

–124,762

Financial assets accounted for using the equity method

214

147

184

0

0

0

1,483

537

6,515

4,867

8,396

5,551

Other income

1,186

5,464

6,929

7,064

4,468

1,784

17,792

8,052

–5,240

837

25,134

23,199

Reclassification of technical interest income

0

0

0

0

0

0

0

0

0

0

0

0

Other expenses

–12,006

–17,252

–13,089

–10,753

–6,051

–2,322

–13,066

–6,583

6,808

–4,084

–37,403

–40,994

Non-technical result

32,167

15,814

22,669

29,254

19,731

19,482

215,440

175,659

–193,727

–125,378

96,280

114,831

 

 

 

 

 

 

 

 

 

 

 

 

 

Operating profit/(loss)

110,154

70,645

23,415

14,307

5,083

14,556

191,071

164,648

–190,680

–119,365

139,044

144,791

Amortisation of goodwill and impairment losses

0

0

–2,255

–19,516

0

0

0

0

0

0

–2,255

–19,516

Finance costs

0

0

–5,037

–719

–2,900

–79

–57,928

–67,348

12,946

776

–52,920

–67,370

Earnings before taxes from continuing operations

110,154

70,645

16,122

–5,928

2,183

14,477

133,143

97,300

–177,733

–118,589

83,869

57,905

Health insurance

In € thousand

UNIQA Austria

UNIQA International

Reinsurance

Group function

Consolidation

Group

1–12/2017

1–12/2016

1–12/2017

1–12/2016

1–12/2017

1–12/2016

1–12/2017

1–12/2016

1–12/2017

1–12/2016

1–12/2017

1–12/2016

Premiums written (gross)

979,663

956,280

62,819

47,692

2,455

1,988

0

0

–2,972

–2,304

1,041,964

1,003,656

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums earned (net)

979,394

955,332

57,306

44,011

2,266

1,424

0

0

–90

–411

1,038,875

1,000,356

Technical interest income

81,277

77,670

0

0

0

0

0

0

0

0

81,277

77,670

Other insurance income

296

317

183

1,602

0

0

0

0

0

0

479

1,918

Insurance benefits

–849,502

–821,795

–36,252

–29,288

–101

–154

8,237

7,532

7

133

–877,611

–843,571

Operating expenses

–128,691

–143,119

–21,807

–19,794

–1,148

–672

–17,318

–11,976

967

75

–167,998

–175,486

Other technical expenses

–176

–431

–212

–204

0

0

–296

–118

2

0

–683

–752

Technical result

82,597

67,975

–783

–3,673

1,017

598

–9,377

–4,562

886

–203

74,340

60,136

 

 

 

 

 

 

 

 

 

 

 

 

 

Net investment income

118,886

116,085

285

481

0

0

–4,915

–4,544

2,112

2,885

116,368

114,907

Income from investments

264,246

195,974

1,064

599

0

0

276

2,196

–8,702

–5,661

256,885

193,108

Expenses from investments

–151,024

–83,728

–779

–118

0

0

–5,513

–6,999

666

903

–156,651

–89,941

Financial assets accounted for using the equity method

5,663

3,838

0

0

0

0

322

258

10,148

7,644

16,133

11,741

Other income

397

965

3,272

1,707

3

0

2,494

2,341

1,348

0

7,514

5,013

Reclassification of technical interest income

–81,277

–77,670

0

0

0

0

0

0

0

0

–81,277

–77,670

Other expenses

–2,627

–2,802

–2,892

–1,655

0

0

–2,082

–1,703

424

–66

–7,177

–6,226

Non-technical result

35,378

36,577

665

533

3

0

–4,502

–3,906

3,884

2,820

35,428

36,023

 

 

 

 

 

 

 

 

 

 

 

 

 

Operating profit/(loss)

117,975

104,552

–118

–3,141

1,020

598

–13,879

–8,468

4,770

2,617

109,767

96,159

Amortisation of goodwill and impairment losses

0

0

0

0

0

0

0

0

0

0

0

0

Finance costs

0

0

0

0

0

0

–97

–107

0

0

–97

–107

Earnings before taxes from continuing operations

117,975

104,552

–118

–3,141

1,020

598

–13,976

–8,575

4,770

2,617

109,670

96,051

Life insurance

In € thousand

UNIQA Austria

UNIQA International

Reinsurance

Group function

Consolidation

Group

1–12/2017

1–12/2016

1–12/2017

1–12/2016

1–12/2017

1–12/2016

1–12/2017

1–12/2016

1–12/2017

1–12/2016

1–12/2017

1–12/2016

Premiums written (gross), including savings portions from unit-linked and index-linked life insurance

1,055,190

1,106,524

548,437

409,855

44,194

47,744

0

0

–36,179

–38,000

1,611,642

1,526,123

Premiums earned (net), including savings portions from unit-linked and index-linked life insurance

1,012,050

1,045,175

538,294

401,644

19,243

21,519

0

0

597

–52

1,570,184

1,468,287

Savings portions in unit-linked and index-linked life insurance (gross)

231,806

246,038

249,833

159,060

0

0

0

0

0

0

481,639

405,097

Savings portions in unit-linked and index-linked life insurance (net)

226,377

225,666

249,833

159,060

0

0

0

0

0

0

476,210

384,725

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums written (gross)

823,384

860,487

298,604

250,795

44,194

47,744

0

0

–36,179

–38,000

1,130,003

1,121,025

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums earned (net)

785,673

819,510

288,461

242,585

19,243

21,519

0

0

597

–52

1,093,974

1,083,561

Technical interest income

237,939

229,154

27,884

26,510

0

0

0

0

0

0

265,823

255,664

Other insurance income

1,207

496

5,254

3,586

164

241

–1

0

–137

–256

6,487

4,067

Insurance benefits

–825,433

–822,332

–185,187

–146,814

–19,188

–21,415

0

0

–6,393

–840

–1,036,201

–991,401

Operating expenses

–177,874

–212,180

–121,716

–111,985

–3,989

–3,600

–13,545

–20,475

–2,377

511

–319,501

–347,728

Other technical expenses

–21,310

–19,601

–2,143

–3,068

–3,531

–3,657

–333

–35

5,848

5,963

–21,469

–20,398

Technical result

201

–4,953

12,554

10,814

–7,300

–6,912

–13,879

–20,509

–2,463

5,325

–10,888

–16,236

 

 

 

 

 

 

 

 

 

 

 

 

 

Net investment income

300,526

316,400

42,338

30,117

9,691

9,902

–912

–16,873

–15,624

1,812

336,019

341,360

Income from investments

383,928

451,064

57,495

48,523

9,691

9,902

42,977

35,932

–39,485

–48,925

454,605

496,496

Expenses from investments

–91,097

–142,587

–15,157

–18,405

0

0

–45,190

–53,696

7,197

38,229

–144,247

–176,459

Financial assets accounted for using the equity method

7,696

7,923

0

0

0

0

1,301

890

16,665

12,508

25,662

21,322

Other income

194

1,486

3,589

12,321

1

60

139

504

77

–13

4,001

14,357

Reclassification of technical interest income

–237,939

–229,154

–27,884

–26,510

0

0

0

0

0

0

–265,823

–255,664

Other expenses

–1,940

–2,489

–3,491

–1,776

–71

–34

–6,238

–703

–131

–922

–11,871

–5,925

Non-technical result

60,841

86,243

14,552

14,152

9,621

9,928

–7,010

–17,073

–15,677

877

62,327

94,128

 

 

 

 

 

 

 

 

 

 

 

 

 

Operating profit/(loss)

61,042

81,290

27,106

24,966

2,321

3,016

–20,890

–37,582

–18,141

6,202

51,439

77,892

Amortisation of goodwill and impairment losses

–2,478

–3,470

–305

–2,846

0

0

0

0

0

0

–2,784

–6,316

Finance costs

–25,083

–20,787

0

0

0

0

–6,896

0

31,979

20,787

0

0

Earnings before taxes from continuing operations

33,481

57,033

26,800

22,120

2,321

3,016

–27,786

–37,582

13,838

26,989

48,655

71,576