Gross

Unearned premiums

Actuarial provisions

Provision for outstanding
claims

Provision for
profit-unrelated premium refunds

Provision for
profit-related premium refunds and /or policyholder profit participation

Other actuarial provisions

Group total

 

€ 000

€ 000

€ 000

€ 000

€ 000

€ 000

€ 000

Property and casualty

 

 

 

 

 

 

 

As at 31 Dec. 2009

536,212

40,280

2,028,238

27,110

7,682

23,775

2,663,298

Exchange rate differences

4,381

–162

–8,628

39

18

376

–3,977

Change in consolidation scope

0

 

0

 

 

 

0

Portfolio changes

78

 

 

 

 

0

78

Additions

 

1,564

 

4,346

245

23,581

29,736

Disposals

 

–3,347

 

–471

–185

–24,532

–28,535

Premiums written

2,230,033

 

 

 

 

 

2,230,033

Premiums earned

–2,193,102

 

 

 

 

 

–2,193,102

Claims in reporting year

 

 

1,782,966

 

 

 

1,782,966

Claims payments in reporting year

 

 

–955,866

 

 

 

–955,866

Change in claims from previous years

 

 

–60,808

 

 

 

–60,808

Claims payments in previous years

 

 

–690,756

 

 

 

–690,756

As at 31 Dec. 2010

577,602

38,336

2,095,145

31,024

7,760

23,200

2,773,067

 

 

 

 

 

 

 

 

Health

 

 

 

 

 

 

 

As at 31 Dec. 2009

16,357

2,375,317

167,447

20,252

42,224

596

2,622,192

Exchange rate differences

223

71

94

–4

 

–2

382

Change in consolidation scope

 

 

 

 

 

 

0

Portfolio changes

0

 

 

 

 

–8

–8

Additions

 

169,785

 

1,231

8,746

–28

179,733

Disposals

 

–10,122

 

–4,900

–6,094

–10

–21,126

Premiums written

804,930

 

 

 

 

 

804,930

Premiums earned

–804,290

 

 

 

 

 

–804,290

Claims in reporting year

 

 

646,568

 

 

 

646,568

Claims payments in reporting year

 

 

–496,184

 

 

 

–496,184

Change in claims from previous years

 

 

–8,961

 

 

 

–8,961

Claims payments in previous years

 

 

–136,130

 

 

 

–136,130

As at 31 Dec. 2010

17,220

2,535,051

172,834

16,578

44,876

548

2,787,106

 

 

 

 

 

 

 

 

Life

 

 

 

 

 

 

 

As at 31 Dec. 2009

0

13,639,771

104,259

226

146,659

23,305

13,914,220

Exchange rate differences

 

22,911

127

–6

350

–37

23,345

Change in consolidation scope

 

0

0

 

 

 

0

Portfolio changes

 

262,440

0

 

50

1,326

263,817

Additions

 

204,825

 

1,649

84,086

5,336

295,896

Disposals

 

–223,592

 

0

–119,085

–6,287

–348,964

Premiums written

 

 

 

 

 

 

0

Premiums earned

 

 

 

 

 

 

0

Claims in reporting year

 

 

1,680,679

 

 

 

1,680,679

Claims payments in reporting year

 

 

–1,592,981

 

 

 

–1,592,981

Change in claims from previous years

 

 

52,054

 

 

 

52,054

Claims payments in previous years

 

 

–119,745

 

 

 

–119,745

As at 31 Dec. 2010

0

13,906,355

124,393

1,869

112,060

23,644

14,168,321

 

 

 

 

 

 

 

 

Group total

 

 

 

 

 

 

 

As at 31 Dec. 2009

552,569

16,055,368

2,299,943

47,588

196,565

47,677

19,199,710

Exchange rate differences

4,604

22,820

–8,407

28

368

337

19,750

Change in consolidation scope

0

0

0

 

 

 

0

Portfolio changes

78

262,440

0

 

50

1,318

263,887

Additions

 

376,174

 

7,226

93,077

28,889

505,366

Disposals

 

–237,060

 

–5,371

–125,364

–30,830

–398,625

Premiums written

3,034,963

 

 

 

 

 

3,034,963

Premiums earned

–2,997,392

 

 

 

 

 

–2,997,392

Claims in reporting year

 

 

4,110,213

 

 

 

4,110,213

Claims payments in reporting year

 

 

–3,045,031

 

 

 

–3,045,031

Change in claims from previous years

 

 

–17,715

 

 

 

–17,715

Claims payments in previous years

 

 

–946,631

 

 

 

–946,631

As at 31 Dec. 2010

594,822

16,479,742

2,392,372

49,472

164,696

47,392

19,728,495