Retention

Unearned premiums

Actuarial provisions

Provision for outstanding
claims

Provision for
profit-unrelated premium refunds

Provision for
profit-related premium refunds and /or policyholder profit participation

Other actuarial provisions

Group total

 

€ 000

€ 000

€ 000

€ 000

€ 000

€ 000

€ 000

Property and casualty

 

 

 

 

 

 

 

As at 31 Dec. 2009

516,599

39,837

1,746,904

27,011

7,682

19,980

2,358,013

Exchange rate differences

3,986

–133

–8,920

39

18

424

–4,586

Change in consolidation scope

0

 

0

 

 

 

0

Portfolio changes

638

 

1,034

 

 

0

1,672

Additions

 

1,564

 

4,346

245

23,544

29,699

Disposals

 

–3,309

 

–405

–185

–23,917

–27,816

Premiums written

2,070,855

 

 

 

 

 

2,070,855

Premiums earned

–2,033,923

 

 

 

 

 

–2,033,923

Claims in reporting year

 

 

1,759,488

 

 

 

1,759,488

Claims payments in reporting year

 

 

–946,201

 

 

 

–946,201

Change in claims from previous years

 

 

–60,022

 

 

 

–60,022

Claims payments in previous years

 

 

–620,472

 

 

 

–620,472

As at 31 Dec. 2010

558,154

37,959

1,871,810

30,991

7,760

20,032

2,526,706

 

 

 

 

 

 

 

 

Health

 

 

 

 

 

 

 

As at 31 Dec. 2009

15,629

2,373,869

166,912

20,252

42,224

596

2,619,482

Exchange rate differences

156

71

92

–4

 

–2

314

Change in consolidation scope

 

 

 

 

 

 

0

Portfolio changes

0

 

 

 

 

–8

–8

Additions

 

169,785

 

1,231

8,746

–28

179,733

Disposals

 

–9,998

 

–4,900

–6,094

–10

–21,001

Premiums written

802,064

 

 

 

 

 

802,064

Premiums earned

–801,935

 

 

 

 

 

–801,935

Claims in reporting year

 

 

646,507

 

 

 

646,507

Claims payments in reporting year

 

 

–496,153

 

 

 

–496,153

Change in claims from previous years

 

 

–8,973

 

 

 

–8,973

Claims payments in previous years

 

 

–136,107

 

 

 

–136,107

As at 31 Dec. 2010

15,914

2,533,728

172,279

16,578

44,876

548

2,783,923

 

 

 

 

 

 

 

 

Life

 

 

 

 

 

 

 

As at 31 Dec. 2009

0

13,193,063

92,365

226

146,659

23,451

13,455,764

Exchange rate differences

 

22,870

126

–6

350

–37

23,303

Change in consolidation scope

 

0

0

 

 

 

0

Portfolio changes

 

273,757

–1,303

 

50

1,326

273,830

Additions

 

192,643

 

1,649

84,086

5,353

283,731

Disposals

 

–222,985

 

0

–119,085

–6,287

–348,358

Premiums written

 

 

 

 

 

 

0

Premiums earned

 

 

 

 

 

 

0

Claims in reporting year

 

 

1,654,173

 

 

 

1,654,173

Claims payments in reporting year

 

 

–1,574,545

 

 

 

–1,574,545

Change in claims from previous years

 

 

53,787

 

 

 

53,787

Claims payments in previous years

 

 

–116,294

 

 

 

–116,294

As at 31 Dec. 2010

0

13,459,346

108,309

1,869

112,060

23,806

13,705,390

 

 

 

 

 

 

 

 

Group total

 

 

 

 

 

 

 

As at 31 Dec. 2009

532,228

15,606,770

2,006,182

47,490

196,565

44,028

18,433,260

Exchange rate differences

4,142

22,808

–8,702

28

368

385

19,029

Change in consolidation scope

0

0

0

 

 

 

0

Portfolio changes

638

273,757

–269

 

50

1,318

275,494

Additions

 

363,992

 

7,226

93,077

28,869

493,163

Disposals

 

–236,292

 

–5,304

–125,364

–30,214

–397,175

Premiums written

2,872,919

 

 

 

 

 

2,872,919

Premiums earned

–2,835,859

 

 

 

 

 

–2,835,859

Claims in reporting year

 

 

4,060,167

 

 

 

4,060,167

Claims payments in reporting year

 

 

–3,016,898

 

 

 

–3,016,898

Change in claims from previous years

 

 

–15,208

 

 

 

–15,208

Claims payments in previous years

 

 

–872,873

 

 

 

–872,873

As at 31 Dec. 2010

574,067

16,031,033

2,152,398

49,439

164,695

44,387

19,016,019