| 
 Figures in € thousand  | 
 31.12.2013  | 
 31.12.2012  | 
| 
 Property and casualty insurance  | 
 
  | 
 
  | 
| 
 Gross  | 
 13,154  | 
 12,310  | 
| 
 Reinsurers' share  | 
 –383  | 
 –371  | 
| 
 
  | 
 12,772  | 
 11,939  | 
| 
 Health insurance  | 
 
  | 
 
  | 
| 
 Gross  | 
 2,327,656  | 
 2,219,667  | 
| 
 Reinsurers' share  | 
 –985  | 
 –1,091  | 
| 
 
  | 
 2,326,671  | 
 2,218,575  | 
| 
 Life insurance  | 
 
  | 
 
  | 
| 
 Gross  | 
 14,068,618  | 
 13,926,212  | 
| 
 Reinsurers' share  | 
 –412,018  | 
 –432,917  | 
| 
 
  | 
 13,656,600  | 
 13,493,296  | 
| 
 In the Consolidated Financial Statements  | 
 
  | 
 
  | 
| 
 Gross  | 
 16,409,428  | 
 16,158,189  | 
| 
 Reinsurers' share  | 
 –413,385  | 
 –434,379  | 
| 
 Total (fully consolidated values)  | 
 15,996,043  | 
 15,723,810  | 
The interest rates used as an accounting basis were as follows:
| 
 For  | 
 Health insurance  | 
 Life insurance  | 
| 
 Figures in per cent  | 
||
| 
 2013  | 
 
  | 
 
  | 
| 
 For actuarial provisions  | 
 3.50–5.50  | 
 1.75–4.00  | 
| 
 For deferred acquisition costs  | 
 3.50–5.50  | 
 3.03–3.28  | 
| 
 
  | 
 
  | 
 
  | 
| 
 2012  | 
 
  | 
 
  | 
| 
 For actuarial provisions  | 
 3.50–5.50  | 
 1.75–4.00  | 
| 
 For deferred acquisition costs  | 
 3.50–5.50  | 
 3.76  | 
