| 
 
  | 
 Gross  | 
 Reinsurers' share  | 
||||
| 
 Figures in € thousand  | 
 2013  | 
 2012  | 
 2013  | 
 2012  | 
 2013  | 
 2012  | 
| 
 Property and casualty insurance  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
| 
 Expenditure for claims  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
| 
 Claims paid  | 
 1,596,362  | 
 1,481,937  | 
 –87,734  | 
 –58,275  | 
 1,508,628  | 
 1,423,662  | 
| 
 Change in provisions for outstanding claims  | 
 48,797  | 
 161,921  | 
 35,963  | 
 13,335  | 
 84,761  | 
 175,256  | 
| 
 Total  | 
 1,645,160  | 
 1,643,858  | 
 –51,771  | 
 –44,941  | 
 1,593,389  | 
 1,598,918  | 
| 
 Change in actuarial provisions  | 
 1,051  | 
 312  | 
 –14  | 
 19  | 
 1,036  | 
 331  | 
| 
 Change in other actuarial provisions  | 
 –979  | 
 732  | 
 0  | 
 0  | 
 –979  | 
 732  | 
| 
 Expenditure for profit-unrelated and profit-related premium refunds  | 
 40,400  | 
 38,843  | 
 0  | 
 0  | 
 40,400  | 
 38,843  | 
| 
 Total amount of benefits  | 
 1,685,632  | 
 1,683,746  | 
 –51,785  | 
 –44,922  | 
 1,633,846  | 
 1,638,824  | 
| 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
| 
 Health insurance  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
| 
 Expenditure for claims  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
| 
 Claims paid  | 
 629,130  | 
 566,389  | 
 –21  | 
 –77  | 
 629,109  | 
 566,312  | 
| 
 Change in provisions for outstanding claims  | 
 5,176  | 
 53,386  | 
 –4  | 
 4  | 
 5,172  | 
 53,390  | 
| 
 Total  | 
 634,305  | 
 619,776  | 
 –25  | 
 –73  | 
 634,280  | 
 619,703  | 
| 
 Change in actuarial provisions  | 
 108,219  | 
 111,097  | 
 106  | 
 113  | 
 108,325  | 
 111,210  | 
| 
 Change in other actuarial provisions  | 
 318  | 
 –4  | 
 0  | 
 0  | 
 318  | 
 –4  | 
| 
 Expenditure for profit-related and profit-unrelated premium refunds  | 
 25,813  | 
 25,572  | 
 0  | 
 0  | 
 25,813  | 
 25,572  | 
| 
 Total amount of benefits  | 
 768,655  | 
 756,440  | 
 81  | 
 40  | 
 768,736  | 
 756,480  | 
| 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
| 
 Life insurance  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
| 
 Expenditure for claims  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
| 
 Claims paid  | 
 1,467,988  | 
 1,557,970  | 
 –127,339  | 
 –104,005  | 
 1,340,650  | 
 1,453,965  | 
| 
 Change in provisions for outstanding claims  | 
 –3,161  | 
 68,495  | 
 255  | 
 –796  | 
 –2,906  | 
 67,699  | 
| 
 Total  | 
 1,464,827  | 
 1,626,464  | 
 –127,083  | 
 –104,801  | 
 1,337,744  | 
 1,521,663  | 
| 
 Change in actuarial provisions  | 
 33,951  | 
 –298,574  | 
 60,152  | 
 34,422  | 
 94,103  | 
 –264,151  | 
| 
 Change in other actuarial provisions  | 
 738  | 
 1,559  | 
 0  | 
 0  | 
 738  | 
 1,559  | 
| 
 Expenditure for profit-unrelated and profit-related premium refunds and/or (deferred) profit participation  | 
 120,100  | 
 104,170  | 
 0  | 
 0  | 
 120,100  | 
 104,170  | 
| 
 Total amount of benefits  | 
 1,619,616  | 
 1,433,620  | 
 –66,931  | 
 –70,379  | 
 1,552,685  | 
 1,363,241  | 
| 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
 
  | 
| 
 Total (fully consolidated values)  | 
 4,073,903  | 
 3,873,806  | 
 –118,635  | 
 –115,261  | 
 3,955,268  | 
 3,758,545  |