Gross |
Insurance provision |
Provision for unsettled claims |
Provision for non-profit related premium refunds |
Provision for non-profit related premium refunds and/or policyholder profit participation |
Other technical provisions |
Total for Group |
|
in € thousand |
|||||||
Property and casualty insurance |
|
|
|
|
|
|
|
At 31/12/2013 |
612,723 |
13,154 |
2,054,700 |
33,648 |
580 |
19,175 |
2,733,981 |
Foreign exchange differences |
–12,683 |
–667 |
–13,730 |
–43 |
‑6 |
–59 |
–27,188 |
Change in basis of consolidation |
12,616 |
0 |
33,252 |
0 |
0 |
0 |
45,868 |
Portfolio changes |
5,073 |
|
–1,801 |
|
|
0 |
3,271 |
Additions |
|
387 |
|
2,388 |
2,050 |
5,276 |
10,101 |
Disposals |
|
–309 |
|
–525 |
–1,671 |
–7,567 |
–10,073 |
Premiums written |
2,328,252 |
|
|
|
|
|
2,328,252 |
Premiums earned |
–2,338,607 |
|
|
|
|
|
–2,338,607 |
Claims – reporting year |
|
|
1,647,629 |
|
|
|
1,647,629 |
Claim payments – reporting year |
|
|
–763,303 |
|
|
|
–763,303 |
Change in claims – previous years |
|
|
6,805 |
|
|
|
6,805 |
Claim payments – previous years |
|
|
–723,086 |
|
|
|
–723,086 |
At 31/12/2014 |
607,373 |
12,565 |
2,240,465 |
35,468 |
952 |
16,825 |
2,913,649 |
|
|
|
|
|
|
|
|
Health insurance |
|
|
|
|
|
|
|
At 31/12/2013 |
18,865 |
2,327,656 |
169,787 |
10,108 |
44,319 |
806 |
2,571,540 |
Foreign exchange differences |
652 |
–61 |
–502 |
–24 |
0 |
‑3 |
61 |
Change in basis of consolidation |
0 |
0 |
0 |
0 |
0 |
|
0 |
Portfolio changes |
1,007 |
|
424 |
|
|
0 |
1,431 |
Additions |
|
109,405 |
|
9,756 |
17,507 |
200 |
136,868 |
Disposals |
|
–135 |
|
–9,017 |
–17,173 |
–13 |
–26,339 |
Premiums written |
945,778 |
|
|
|
|
|
945,778 |
Premiums earned |
–947,034 |
|
|
|
|
|
–947,034 |
Claims – reporting year |
|
|
672,269 |
|
|
|
672,269 |
Claim payments – reporting year |
|
|
–478,830 |
|
|
|
–478,830 |
Change in claims – previous years |
|
|
–20,418 |
|
|
|
–20,418 |
Claim payments – previous years |
|
|
–177,525 |
|
|
|
–177,525 |
At 31/12/2014 |
19,268 |
2,436,865 |
165,204 |
10,823 |
44,652 |
989 |
2,677,800 |
|
|
|
|
|
|
|
|
Life insurance |
|
|
|
|
|
|
|
At 31/12/2013 |
0 |
14,106,599 |
143,395 |
2,723 |
315,777 |
26,201 |
14,594,694 |
Foreign exchange differences |
|
–43,531 |
–784 |
–16 |
10,738 |
–189 |
–33,781 |
Change in basis of consolidation |
|
217,633 |
2,600 |
|
0 |
|
220,233 |
Portfolio changes |
|
547,416 |
345 |
|
–59 |
501 |
548,203 |
Additions |
|
102,350 |
|
745 |
774,392 |
1,342 |
878,829 |
Disposals |
|
–606,598 |
|
0 |
–5,170 |
–1,409 |
–613,178 |
Premiums written |
|
|
|
|
|
|
0 |
Premiums earned |
|
|
|
|
|
|
0 |
Claims – reporting year |
|
|
2,395,353 |
|
|
|
2,395,353 |
Claim payments – reporting year |
|
|
–2,196,339 |
|
|
|
–2,196,339 |
Change in claims – previous years |
|
|
14,404 |
|
|
|
14,404 |
Claim payments – previous years |
|
|
–179,798 |
|
|
|
–179,798 |
At 31/12/2014 |
0 |
14,323,869 |
179,174 |
3,452 |
1,095,678 |
26,446 |
15,628,619 |
|
|
|
|
|
|
|
|
Total for Group |
|
|
|
|
|
|
|
At 31/12/2013 |
631,588 |
16,447,408 |
2,367,882 |
46,479 |
360,676 |
46,182 |
19,900,215 |
Foreign exchange differences |
–12,031 |
–44,258 |
–15,016 |
–83 |
10,732 |
–251 |
–60,907 |
Change in basis of consolidation |
12,616 |
217,633 |
35,851 |
0 |
0 |
0 |
266,100 |
Portfolio changes |
6,079 |
547,416 |
–1,033 |
|
–59 |
501 |
552,904 |
Additions |
|
212,142 |
|
12,889 |
793,948 |
6,818 |
1,025,798 |
Disposals |
|
–607,043 |
|
–9,542 |
–24,015 |
–8,989 |
–649,589 |
Premiums written |
3,274,030 |
|
|
|
|
|
3,274,030 |
Premiums earned |
–3,285,642 |
|
|
|
|
|
–3,285,642 |
Claims – reporting year |
|
|
4,715,251 |
|
|
|
4,715,251 |
Claim payments – reporting year |
|
|
–3,438,472 |
|
|
|
–3,438,472 |
Change in claims – previous years |
|
|
791 |
|
|
|
791 |
Claim payments – previous years |
|
|
–1,080,410 |
|
|
|
–1,080,410 |
At 31/12/2014 |
626,641 |
16,773,299 |
2,584,844 |
49,743 |
1,141,282 |
44,260 |
21,220,068 |