Net |
Unearned premiums |
Insurance provision |
Provision for unsettled claims |
Provision for non-profit related premium refunds |
Provision for non-profit related premium refunds and/or policyholder profit participation |
Other technical provisions |
Total for Group |
in € thousand |
|||||||
Property and casualty insurance |
|
|
|
|
|
|
|
At 31/12/2013 |
598,131 |
12,772 |
1,942,077 |
33,648 |
580 |
17,425 |
2,604,633 |
Foreign exchange differences |
–12,478 |
–645 |
–13,638 |
–43 |
‑6 |
–30 |
–26,841 |
Change in basis of consolidation |
12,108 |
0 |
32,736 |
0 |
0 |
0 |
44,844 |
Portfolio changes |
5,188 |
|
–1,851 |
0 |
|
0 |
3,336 |
Additions |
|
387 |
|
2,388 |
2,050 |
4,641 |
9,466 |
Disposals |
|
–84 |
|
–525 |
–1,671 |
–7,332 |
–9,611 |
Premiums written |
2,203,423 |
|
|
|
|
|
2,203,423 |
Premiums earned |
–2,214,937 |
|
|
|
|
|
–2,214,937 |
Claims – reporting year |
|
|
1,584,660 |
|
|
|
1,584,660 |
Claim payments – reporting year |
|
|
–748,529 |
|
|
|
–748,529 |
Change in claims – previous years |
|
|
–1,077 |
|
|
|
–1,077 |
Claim payments – previous years |
|
|
–691,517 |
|
|
|
–691,517 |
At 31/12/2014 |
591,435 |
12,431 |
2,102,860 |
35,468 |
952 |
14,704 |
2,757,850 |
|
|
|
|
|
|
|
|
Health insurance |
|
|
|
|
|
|
|
At 31/12/2013 |
18,815 |
2,326,671 |
169,755 |
10,108 |
44,319 |
806 |
2,570,473 |
Foreign exchange differences |
652 |
–61 |
–510 |
–24 |
0 |
‑3 |
54 |
Change in basis of consolidation |
0 |
0 |
0 |
0 |
0 |
|
0 |
Portfolio changes |
1,007 |
|
424 |
0 |
0 |
0 |
1,431 |
Additions |
|
109,405 |
|
9,756 |
17,507 |
200 |
136,868 |
Disposals |
|
–36 |
|
–9,017 |
–17,173 |
–13 |
–26,240 |
Premiums written |
945,322 |
|
|
|
|
|
945,322 |
Premiums earned |
–946,619 |
|
|
|
|
|
–946,619 |
Claims – reporting year |
|
|
672,148 |
|
|
|
672,148 |
Claim payments – reporting year |
|
|
–478,693 |
|
|
|
–478,693 |
Change in claims – previous years |
|
|
–20,420 |
|
|
|
–20,420 |
Claim payments – previous years |
|
|
–177,525 |
|
|
|
–177,525 |
At 31/12/2014 |
19,176 |
2,435,979 |
165,179 |
10,823 |
44,652 |
989 |
2,676,798 |
|
|
|
|
|
|
|
|
Life insurance |
|
|
|
|
|
|
|
At 31/12/2013 |
0 |
13,694,581 |
132,429 |
2,723 |
315,777 |
26,347 |
14,171,858 |
Foreign exchange differences |
|
–43,518 |
–817 |
–16 |
10,738 |
–189 |
–33,801 |
Change in basis of consolidation |
|
217,633 |
2,600 |
0 |
0 |
|
220,233 |
Portfolio changes |
|
566,951 |
–2,558 |
0 |
–59 |
501 |
564,834 |
Additions |
|
101,039 |
|
745 |
774,392 |
1,338 |
877,514 |
Disposals |
|
–606,103 |
|
0 |
–5,170 |
–1,395 |
–612,669 |
Premiums written |
|
|
|
|
|
|
0 |
Premiums earned |
|
|
|
|
|
|
0 |
Claims – reporting year |
|
|
2,368,407 |
|
|
|
2,368,407 |
Claim payments – reporting year |
|
|
–2,171,358 |
|
|
|
–2,171,358 |
Change in claims – previous years |
|
|
12,719 |
|
|
|
12,719 |
Claim payments – previous years |
|
|
–175,857 |
|
|
|
–175,857 |
At 31/12/2014 |
0 |
13,930,583 |
165,565 |
3,452 |
1,095,678 |
26,603 |
15,221,880 |
|
|
|
|
|
|
|
|
Total for Group |
|
|
|
|
|
|
|
At 31/12/2013 |
616,946 |
16,034,023 |
2,244,261 |
46,479 |
360,676 |
44,578 |
19,346,963 |
Foreign exchange differences |
–11,826 |
–44,223 |
–14,965 |
–83 |
10,732 |
–222 |
–60,588 |
Change in basis of consolidation |
12,108 |
217,633 |
35,335 |
0 |
0 |
0 |
265,077 |
Portfolio changes |
6,195 |
566,951 |
–3,986 |
0 |
–59 |
501 |
569,601 |
Additions |
|
210,832 |
|
12,889 |
793,948 |
6,179 |
1,023,848 |
Disposals |
|
–606,223 |
|
–9,542 |
–24,015 |
–8,740 |
–648,519 |
Premiums written |
3,148,745 |
|
|
|
|
|
3,148,745 |
Premiums earned |
–3,161,557 |
|
|
|
|
|
–3,161,557 |
Claims – reporting year |
|
|
4,625,215 |
|
|
|
4,625,215 |
Claim payments – reporting year |
|
|
–3,398,580 |
|
|
|
–3,398,580 |
Change in claims – previous years |
|
|
–8,778 |
|
|
|
–8,778 |
Claim payments – previous years |
|
|
–1,044,898 |
|
|
|
–1,044,898 |
At 31/12/2014 |
610,611 |
16,378,992 |
2,433,604 |
49,743 |
1,141,282 |
42,296 |
20,656,528 |