|
Property and casualty insurance |
UNIQA Austria |
Raiffeisen Versicherung |
UNIQA International |
Reinsurance |
Group functions and consolidation |
Group |
|||||||
|
in € thousand |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
|
|
|
Premiums written (gross) |
1,362,614 |
1,326,241 |
153,154 |
145,664 |
1,084,898 |
1,093,683 |
1,136,028 |
1,578,152 |
–1,115,771 |
–1,553,211 |
2,620,922 |
2,590,529 |
|
1. |
Premiums earned (net) |
753,037 |
747,573 |
79,775 |
76,779 |
588,155 |
599,210 |
1,055,646 |
1,047,894 |
6,325 |
–29,965 |
2,482,938 |
2,441,490 |
|
2. |
Technical interest income |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
3. |
Other insurance income |
2,278 |
3,896 |
139 |
169 |
19,818 |
6,000 |
631 |
8,990 |
3,807 |
–4,954 |
26,674 |
14,101 |
|
4. |
Insurance benefits |
–516,544 |
–493,546 |
–57,140 |
–52,852 |
–372,714 |
–366,053 |
–775,981 |
–756,390 |
–1,205 |
34,995 |
–1,723,584 |
–1,633,846 |
|
5. |
Operating expenses |
–173,126 |
–190,869 |
–11,963 |
–16,584 |
–228,898 |
–250,232 |
–330,550 |
–329,045 |
–1,529 |
–16,506 |
–746,065 |
–803,236 |
|
6. |
Other technical expenses |
–16,556 |
–20,496 |
–992 |
–892 |
–34,283 |
–22,819 |
–7,677 |
–7,761 |
11,716 |
13,301 |
–47,791 |
–38,666 |
|
7. |
Technical result |
49,089 |
46,559 |
9,820 |
6,619 |
–27,921 |
–33,894 |
–57,930 |
–36,313 |
19,115 |
–3,130 |
–7,828 |
–20,159 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
8. |
Net investment income |
58,264 |
44,010 |
3,539 |
3,521 |
38,178 |
39,071 |
19,532 |
9,658 |
15,182 |
2,354 |
134,696 |
98,614 |
|
9. |
Other income |
4,886 |
1,543 |
827 |
2 |
13,385 |
7,237 |
5,237 |
5,822 |
10,785 |
7,088 |
35,119 |
21,692 |
|
10. |
Reclassification of technical interest income |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
11. |
Other operating expenses |
–11,516 |
–7,663 |
–120 |
–1,090 |
–16,851 |
–8,731 |
–926 |
–293 |
–6,649 |
–5,669 |
–36,061 |
–23,446 |
|
12. |
Non-technical result |
51,634 |
37,891 |
4,246 |
2,432 |
34,713 |
37,577 |
23,843 |
15,187 |
19,318 |
3,773 |
133,753 |
96,860 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
13. |
Operating profit/(loss) |
100,723 |
84,450 |
14,066 |
9,051 |
6,791 |
3,683 |
–34,088 |
–21,126 |
38,433 |
643 |
125,926 |
76,702 |
|
14. |
Amortisation of goodwill and impairment losses |
0 |
0 |
0 |
0 |
–27,847 |
–2,549 |
0 |
0 |
0 |
0 |
–27,847 |
–2,549 |
|
15. |
Finance costs |
0 |
–1,758 |
0 |
0 |
–313 |
–109 |
0 |
0 |
–36,791 |
–25,025 |
–37,104 |
–26,891 |
|
16. |
Profit/(loss) from ordinary activities |
100,723 |
82,692 |
14,066 |
9,051 |
–21,368 |
1,025 |
–34,088 |
–21,126 |
1,642 |
–24,382 |
60,975 |
47,261 |
|
Health insurance |
UNIQA Austria |
Raiffeisen Versicherung |
UNIQA International |
Reinsurance |
Group functions and consolidation |
Group |
|||||||
|
in € thousand |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
|
|
|
Premiums written (gross) |
887,275 |
866,218 |
0 |
0 |
73,547 |
71,413 |
1,544 |
1,585 |
–1,591 |
–1,642 |
960,776 |
937,574 |
|
1. |
Premiums earned (net) |
886,949 |
865,169 |
0 |
0 |
71,725 |
69,821 |
1,424 |
1,258 |
–112 |
–63 |
959,986 |
936,184 |
|
2. |
Technical interest income |
70,555 |
67,257 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
70,555 |
67,257 |
|
3. |
Other insurance income |
118 |
556 |
0 |
0 |
1,406 |
65 |
0 |
0 |
0 |
0 |
1,524 |
621 |
|
4. |
Insurance benefits |
–744,309 |
–736,231 |
0 |
0 |
–45,724 |
–42,522 |
–252 |
–268 |
9,762 |
10,285 |
–780,523 |
–768,736 |
|
5. |
Operating expenses |
–129,966 |
–122,605 |
0 |
0 |
–30,669 |
–28,669 |
–503 |
–364 |
–2,231 |
–10,439 |
–163,368 |
–162,077 |
|
6. |
Other technical expenses |
–6,685 |
–5,942 |
0 |
0 |
–371 |
–414 |
0 |
0 |
–247 |
–440 |
–7,302 |
–6,796 |
|
7. |
Technical result |
76,662 |
68,203 |
0 |
0 |
–3,632 |
–1,719 |
669 |
626 |
7,172 |
–658 |
80,872 |
66,451 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
8. |
Net investment income |
123,906 |
93,588 |
0 |
0 |
1,714 |
1,596 |
6 |
7 |
–8,612 |
–15,792 |
117,014 |
79,399 |
|
9. |
Other income |
193 |
85 |
0 |
0 |
2,039 |
2,193 |
0 |
0 |
1,819 |
3,601 |
4,051 |
5,879 |
|
10. |
Reclassification of technical interest income |
–70,555 |
–67,257 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
–70,555 |
–67,257 |
|
11. |
Other operating expenses |
–21 |
0 |
0 |
0 |
–1,380 |
–434 |
0 |
0 |
0 |
0 |
–1,401 |
–434 |
|
12. |
Non-technical result |
53,522 |
26,415 |
0 |
0 |
2,374 |
3,355 |
7 |
7 |
–6,794 |
–12,190 |
49,109 |
17,586 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
13. |
Operating profit/(loss) |
130,185 |
94,618 |
0 |
0 |
–1,258 |
1,636 |
676 |
632 |
379 |
–12,848 |
129,981 |
84,038 |
|
14. |
Amortisation of goodwill and impairment losses |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
15. |
Finance costs |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
–234 |
–298 |
–234 |
–298 |
|
16. |
Profit/(loss) from ordinary activities |
130,185 |
94,618 |
0 |
0 |
–1,258 |
1,636 |
676 |
632 |
144 |
–13,146 |
129,747 |
83,740 |
|
Life insurance |
UNIQA Austria |
Raiffeisen Versicherung |
UNIQA International |
Reinsurance |
Group functions and consolidation |
Group |
|||||||
|
in € thousand |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
1–12/2014 |
1–12/2013 |
|
|
|
Premiums written (gross), including savings portion from the unit-linked and index-linked life insurance. |
523,653 |
614,240 |
752,137 |
732,810 |
1,194,618 |
997,262 |
51,755 |
53,379 |
–39,505 |
–40,288 |
2,482,657 |
2,357,403 |
|
|
Premiums earned (net), including savings portion from the unit-linked and index-linked life insurance |
497,034 |
583,464 |
714,182 |
690,884 |
1,162,360 |
965,087 |
23,815 |
24,474 |
–1,280 |
–710 |
2,396,111 |
2,263,199 |
|
|
Savings portion in unit-linked and index-linked life insurance (gross) |
152,378 |
209,844 |
152,378 |
209,844 |
239,898 |
308,243 |
0 |
0 |
0 |
0 |
544,654 |
727,931 |
|
|
Savings portion in unit-linked and index-linked life insurance (net) |
143,121 |
197,015 |
143,121 |
197,015 |
239,898 |
308,243 |
0 |
0 |
0 |
0 |
526,139 |
702,272 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Premiums written (gross) |
371,274 |
404,396 |
599,758 |
522,966 |
954,720 |
689,019 |
51,755 |
53,379 |
–39,505 |
–40,288 |
1,938,002 |
1,629,472 |
|
1. |
Premiums earned (net) |
353,913 |
386,449 |
571,062 |
493,870 |
922,462 |
656,843 |
23,815 |
24,474 |
–1,280 |
–710 |
1,869,971 |
1,560,927 |
|
2. |
Technical interest income |
158,500 |
174,766 |
219,626 |
209,939 |
96,615 |
85,966 |
0 |
0 |
15,088 |
–48,128 |
489,829 |
422,542 |
|
3. |
Other insurance income |
740 |
2,815 |
778 |
357 |
4,706 |
4,099 |
484 |
344 |
–415 |
1,171 |
6,294 |
8,786 |
|
4. |
Insurance benefits |
–376,372 |
–450,741 |
–628,066 |
–577,131 |
–835,200 |
–551,543 |
–24,574 |
–25,850 |
–15,342 |
48,400 |
–1,879,555 |
–1,556,865 |
|
5. |
Operating expenses |
–90,884 |
–104,638 |
–89,494 |
–95,163 |
–175,280 |
–175,769 |
–4,056 |
–4,147 |
–6,183 |
–9,136 |
–365,897 |
–388,854 |
|
6. |
Other technical expenses |
–14,639 |
–14,324 |
–13,849 |
–15,086 |
–16,170 |
–17,112 |
–4,516 |
–4,454 |
6,970 |
6,918 |
–42,205 |
–44,058 |
|
7. |
Technical result |
31,259 |
–5,674 |
60,056 |
16,785 |
–2,866 |
2,485 |
–8,848 |
–9,633 |
–1,163 |
–1,484 |
78,438 |
2,479 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
8. |
Net investment income |
180,845 |
241,488 |
263,509 |
248,115 |
134,437 |
102,439 |
11,787 |
12,148 |
22,087 |
–2,202 |
612,665 |
601,989 |
|
9. |
Other income |
2,434 |
612 |
909 |
835 |
11,350 |
6,277 |
33 |
20 |
8,532 |
5,275 |
23,258 |
13,019 |
|
10. |
Reclassification of technical interest income |
–158,500 |
–174,766 |
–219,626 |
–209,939 |
–96,615 |
–85,966 |
0 |
0 |
–15,088 |
48,128 |
–489,829 |
–422,542 |
|
11. |
Other operating expenses |
–512 |
–1,000 |
–3 |
0 |
–22,458 |
–3,782 |
–49 |
–18 |
–9,851 |
–3,732 |
–32,872 |
–8,533 |
|
12. |
Non-technical result |
24,267 |
66,334 |
44,789 |
39,011 |
26,714 |
18,968 |
11,771 |
12,150 |
5,680 |
47,469 |
113,222 |
183,932 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
13. |
Operating profit/(loss) |
55,526 |
60,660 |
104,846 |
55,797 |
23,848 |
21,453 |
2,924 |
2,517 |
4,517 |
45,985 |
191,660 |
186,411 |
|
14. |
Amortisation of goodwill and impairment losses |
–1,875 |
–1,916 |
–189 |
–261 |
–2,381 |
–2,575 |
0 |
0 |
0 |
0 |
–4,445 |
–4,752 |
|
15. |
Finance costs |
–10,627 |
–5,054 |
–10,094 |
0 |
–5 |
0 |
0 |
0 |
20,721 |
–38 |
‑5 |
–5,092 |
|
16. |
Profit/(loss) from ordinary activities |
43,024 |
53,690 |
94,563 |
55,536 |
21,462 |
18,878 |
2,924 |
2,517 |
25,238 |
45,947 |
187,210 |
176,568 |