UNIQA Group Report 2014 - Operational segments

Health insurance		UNIQA Austria		Raiffeisen Versicherung		UNIQA International		Reinsurance		Group functions and consolidation		Group
in € thousand		1–12/2014	1–12/2013	1–12/2014	1–12/2013	1–12/2014	1–12/2013	1–12/2014	1–12/2013	1–12/2014	1–12/2013	1–12/2014	1–12/2013
	Premiums written (gross)	887,275	866,218	0	0	73,547	71,413	1,544	1,585	–1,591	–1,642	960,776	937,574
1.	Premiums earned (net)	886,949	865,169	0	0	71,725	69,821	1,424	1,258	–112	–63	959,986	936,184
2.	Technical interest income	70,555	67,257	0	0	0	0	0	0	0	0	70,555	67,257
3.	Other insurance income	118	556	0	0	1,406	65	0	0	0	0	1,524	621
4.	Insurance benefits	–744,309	–736,231	0	0	–45,724	–42,522	–252	–268	9,762	10,285	–780,523	–768,736
5.	Operating expenses	–129,966	–122,605	0	0	–30,669	–28,669	–503	–364	–2,231	–10,439	–163,368	–162,077
6.	Other technical expenses	–6,685	–5,942	0	0	–371	–414	0	0	–247	–440	–7,302	–6,796
7.	Technical result	76,662	68,203	0	0	–3,632	–1,719	669	626	7,172	–658	80,872	66,451

8.	Net investment income	123,906	93,588	0	0	1,714	1,596	6	7	–8,612	–15,792	117,014	79,399
9.	Other income	193	85	0	0	2,039	2,193	0	0	1,819	3,601	4,051	5,879
10.	Reclassification of technical interest income	–70,555	–67,257	0	0	0	0	0	0	0	0	–70,555	–67,257
11.	Other operating expenses	–21	0	0	0	–1,380	–434	0	0	0	0	–1,401	–434
12.	Non-technical result	53,522	26,415	0	0	2,374	3,355	7	7	–6,794	–12,190	49,109	17,586

13.	Operating profit/(loss)	130,185	94,618	0	0	–1,258	1,636	676	632	379	–12,848	129,981	84,038
14.	Amortisation of goodwill and impairment losses	0	0	0	0	0	0	0	0	0	0	0	0
15.	Finance costs	0	0	0	0	0	0	0	0	–234	–298	–234	–298
16.	Profit/(loss) from ordinary activities	130,185	94,618	0	0	–1,258	1,636	676	632	144	–13,146	129,747	83,740