Gross |
Provision for profit-unrelated premium refunds |
Provision for profit-related premium refunds and /or policyholder profit participation |
Other technical provisions |
Total |
|||
In € thousand |
|||||||
Property and casualty insurance |
|
|
|
|
|
|
|
As at 1 January 2015 |
607,373 |
12,565 |
2,240,465 |
35,468 |
952 |
16,825 |
2,913,649 |
Foreign exchange differences |
–2,268 |
1 |
1,032 |
–1 |
14 |
149 |
–1,072 |
Portfolio changes |
–98 |
|
2,454 |
|
|
|
2,356 |
Additions |
|
17 |
|
108 |
1,760 |
1,619 |
3,503 |
Disposals |
|
–240 |
|
–8,392 |
–1,571 |
–2,831 |
–13,033 |
Premiums written |
1,690,385 |
|
|
|
|
|
1,690,385 |
Premiums earned |
–1,678,614 |
|
|
|
|
|
–1,678,614 |
Claims reporting year |
|
|
1,432,622 |
|
|
|
1,432,622 |
Claims payments reporting year |
|
|
–658,568 |
|
|
|
–658,568 |
Change in claims previous years |
|
|
11,189 |
|
|
|
11,189 |
Claims payments previous years |
|
|
–657,537 |
|
|
|
–657,537 |
As at 31 December 2015 |
616,780 |
12,344 |
2,371,658 |
27,183 |
1,155 |
15,761 |
3,044,881 |
|
|
|
|
|
|
|
|
Health insurance |
|
|
|
|
|
|
|
As at 1 January 2015 |
19,268 |
2,436,865 |
165,204 |
10,823 |
44,652 |
989 |
2,677,800 |
Foreign exchange differences |
–260 |
132 |
149 |
–1 |
0 |
37 |
58 |
Additions |
|
124,640 |
|
10,910 |
1 |
284 |
135,835 |
Disposals |
|
30 |
|
–8,922 |
–17,436 |
–98 |
–26,425 |
Premiums written |
935,525 |
|
|
|
|
|
935,525 |
Premiums earned |
–935,455 |
|
|
|
|
|
–935,455 |
Claims reporting year |
|
|
663,884 |
|
|
|
663,884 |
Claims payments reporting year |
|
|
–478,162 |
|
|
|
–478,162 |
Change in claims previous years |
|
|
–3,624 |
|
|
|
–3,624 |
Claims payments previous years |
|
|
–189,533 |
|
|
|
–189,533 |
As at 31 December 2015 |
19,077 |
2,561,667 |
157,917 |
12,811 |
27,218 |
1,212 |
2,779,902 |
|
|
|
|
|
|
|
|
Life insurance |
|
|
|
|
|
|
|
As at 1 January 2015 |
|
14,323,869 |
179,174 |
3,452 |
1,095,678 |
26,446 |
15,628,619 |
Foreign exchange differences |
|
–8,115 |
23 |
–1 |
41 |
–4 |
–8,056 |
Portfolio changes |
|
18,353 |
154 |
|
–18,130 |
|
378 |
Additions |
|
625,972 |
|
38 |
–1,634 |
8,840 |
633,216 |
Disposals |
|
–898,991 |
|
|
–87,213 |
–7,054 |
–993,257 |
Claims reporting year |
|
|
1,966,271 |
|
|
|
1,966,271 |
Claims payments reporting year |
|
|
–1,772,876 |
|
|
|
–1,772,876 |
Change in claims previous years |
|
|
32,346 |
|
|
|
32,346 |
Claims payments previous years |
|
|
–211,351 |
|
|
|
–211,351 |
As at 31 December 2015 |
|
14,061,089 |
193,741 |
3,489 |
988,743 |
28,228 |
15,275,289 |
|
|
|
|
|
|
|
|
Total |
|
|
|
|
|
|
|
As at 1 January 2015 |
626,641 |
16,773,299 |
2,584,844 |
49,743 |
1,141,282 |
44,260 |
21,220,068 |
Foreign exchange differences |
–2,528 |
–7,981 |
1,204 |
–2 |
55 |
181 |
–9,070 |
Portfolio changes |
–98 |
18,353 |
2,608 |
|
–18,130 |
|
2,734 |
Additions |
|
750,629 |
|
11,056 |
127 |
10,742 |
772,554 |
Disposals |
|
–899,200 |
|
–17,313 |
–106,220 |
–9,982 |
–1,032,716 |
Premiums written |
2,625,910 |
|
|
|
|
|
2,625,910 |
Premiums earned |
–2,614,069 |
|
|
|
|
|
–2,614,069 |
Claims reporting year |
|
|
4,062,778 |
|
|
|
4,062,778 |
Claims payments reporting year |
|
|
–2,909,607 |
|
|
|
–2,909,607 |
Change in claims previous years |
|
|
39,911 |
|
|
|
39,911 |
Claims payments previous years |
|
|
–1,058,421 |
|
|
|
–1,058,421 |
As at 31 December 2015 |
635,857 |
16,635,100 |
2,723,316 |
43,483 |
1,017,115 |
45,201 |
21,100,072 |