Reinsurers' share

Unearned premiums

Actuarial provisions

Provision for outstanding claims

Provision for profit-unrelated premium refunds

Provision for profit-related premium refunds and /or policyholder profit participation

Other technical provisions

Total

In € thousand

Property and casualty insurance

 

 

 

 

 

 

 

As at 1 January 2015

15,939

135

137,605

 

 

2,120

155,799

Foreign exchange differences

–29

0

310

 

 

–1

280

Portfolio changes

–284

 

3,257

 

 

 

2,973

Additions

 

 

 

 

 

215

215

Disposals

 

–121

 

 

 

–604

–725

Premiums written

46,676

 

 

 

 

 

46,676

Premiums earned

–40,419

 

 

 

 

 

–40,419

Claims reporting year

 

 

55,631

 

 

 

55,631

Claims payments reporting year

 

 

–8,267

 

 

 

–8,267

Change in claims previous years

 

 

716

 

 

 

716

Claims payments previous years

 

 

–37,606

 

 

 

–37,606

As at 31 December 2015

21,883

14

151,645

 

 

1,730

175,272

 

 

 

 

 

 

 

 

Health insurance

 

 

 

 

 

 

 

As at 1 January 2015

92

886

25

 

 

 

1,002

Foreign exchange differences

1

 

0

 

 

 

2

Portfolio changes

–40

 

 

 

 

 

–40

Disposals

 

–92

 

 

 

 

–92

Premiums written

69

 

 

 

 

 

69

Premiums earned

–44

 

 

 

 

 

–44

Claims reporting year

 

 

3

 

 

 

3

Claims payments reporting year

 

 

–30

 

 

 

–30

Change in claims previous years

 

 

26

 

 

 

26

Claims payments previous years

 

 

–2

 

 

 

–2

As at 31 December 2015

79

794

22

 

 

 

895

 

 

 

 

 

 

 

 

Life insurance

 

 

 

 

 

 

 

As at 1 January 2015

 

393,286

13,610

 

 

–156

406,739

Foreign exchange differences

 

–29

0

 

 

0

–29

Portfolio changes

 

–13,237

–90

 

 

 

–13,327

Additions

 

3,978

 

 

 

 

3,978

Disposals

 

–27,230

 

 

 

–20

–27,250

Claims reporting year

 

 

3,529

 

 

 

3,529

Claims payments reporting year

 

 

–464

 

 

 

–464

Change in claims previous years

 

 

305

 

 

 

305

Claims payments previous years

 

 

–683

 

 

 

–683

As at 31 December 2015

 

356,769

16,206

 

 

–177

372,798

 

 

 

 

 

 

 

 

Total

 

 

 

 

 

 

 

As at 1 January 2015

16,030

394,307

151,240

 

 

1,964

563,540

Foreign exchange differences

–27

–29

310

 

 

–1

252

Portfolio changes

–324

–13,237

3,167

 

 

 

–10,395

Additions

 

3,978

 

 

 

215

4,194

Disposals

 

–27,442

 

 

 

–624

–28,067

Premiums written

46,745

 

 

 

 

 

46,745

Premiums earned

–40,462

 

 

 

 

 

–40,462

Claims reporting year

 

 

59,163

 

 

 

59,163

Claims payments reporting year

 

 

–8,761

 

 

 

–8,761

Change in claims previous years

 

 

1,047

 

 

 

1,047

Claims payments previous years

 

 

–38,291

 

 

 

–38,291

As at 31 December 2015

21,962

357,577

167,874

 

 

1,553

548,966