Unearned premiums |
Actuarial provisions |
Provision for outstanding claims |
Provision for profit-unrelated premium refunds |
Provision for profit-related premium refunds and /or policyholder profit participation |
Other technical provisions |
Total |
|
Figures in € thousand |
|||||||
Property and casualty insurance |
|
|
|
|
|
|
|
As at 1 January 2015 |
591,435 |
12,431 |
2,102,860 |
35,468 |
952 |
14,704 |
2,757,850 |
Foreign exchange differences |
–2,239 |
2 |
723 |
–1 |
14 |
150 |
–1,352 |
Portfolio changes |
187 |
|
–803 |
|
|
|
–617 |
Additions |
|
17 |
|
108 |
1,760 |
1,403 |
3,288 |
Disposals |
|
–119 |
|
–8,392 |
–1,571 |
–2,227 |
–12,309 |
Premiums written |
1,643,710 |
|
|
|
|
|
1,643,710 |
Premiums earned |
–1,638,195 |
|
|
|
|
|
–1,638,195 |
Claims reporting year |
|
|
1,376,992 |
|
|
|
1,376,992 |
Claims payments reporting year |
|
|
–650,301 |
|
|
|
–650,301 |
Change in claims previous years |
|
|
10,474 |
|
|
|
10,474 |
Claims payments previous years |
|
|
–619,931 |
|
|
|
–619,931 |
As at 31 December 2015 |
594,897 |
12,330 |
2,220,013 |
27,183 |
1,155 |
14,031 |
2,869,608 |
|
|
|
|
|
|
|
|
Health insurance |
|
|
|
|
|
|
|
As at 1 January 2015 |
19,176 |
2,435,979 |
165,179 |
10,823 |
44,652 |
989 |
2,676,798 |
Foreign exchange differences |
–261 |
132 |
149 |
–1 |
0 |
37 |
57 |
Portfolio changes |
40 |
|
|
|
|
|
40 |
Additions |
|
124,640 |
|
10,910 |
1 |
284 |
135,835 |
Disposals |
|
122 |
|
–8,922 |
–17,436 |
–98 |
–26,334 |
Premiums written |
935,456 |
|
|
|
|
|
935,456 |
Premiums earned |
–935,412 |
|
|
|
|
|
–935,412 |
Claims reporting year |
|
|
663,881 |
|
|
|
663,881 |
Claims payments reporting year |
|
|
–478,132 |
|
|
|
–478,132 |
Change in claims previous years |
|
|
–3,651 |
|
|
|
–3,651 |
Claims payments previous years |
|
|
–189,531 |
|
|
|
–189,531 |
As at 31 December 2015 |
18,998 |
2,560,873 |
157,895 |
12,811 |
27,218 |
1,212 |
2,779,007 |
|
|
|
|
|
|
|
|
Life insurance |
|
|
|
|
|
|
|
As at 1 January 2015 |
|
13,930,583 |
165,565 |
3,452 |
1,095,678 |
26,603 |
15,221,880 |
Foreign exchange differences |
|
–8,086 |
23 |
–1 |
41 |
–4 |
–8,028 |
Portfolio changes |
|
31,591 |
244 |
|
–18,130 |
|
13,705 |
Additions |
|
621,994 |
|
38 |
–1,634 |
8,840 |
629,237 |
Disposals |
|
–871,761 |
|
|
–87,213 |
–7,033 |
–966,007 |
Claims reporting year |
|
|
1,962,743 |
|
|
|
1,962,743 |
Claims payments reporting year |
|
|
–1,772,412 |
|
|
|
–1,772,412 |
Change in claims previous years |
|
|
32,041 |
|
|
|
32,041 |
Claims payments previous years |
|
|
–210,668 |
|
|
|
–210,668 |
As at 31 December 2015 |
|
13,704,320 |
177,535 |
3,489 |
988,743 |
28,405 |
14,902,491 |
|
|
|
|
|
|
|
|
Total |
|
|
|
|
|
|
|
As at 1 January 2015 |
610,611 |
16,378,992 |
2,433,604 |
49,743 |
1,141,282 |
42,296 |
20,656,528 |
Foreign exchange differences |
–2,500 |
–7,952 |
894 |
–2 |
55 |
183 |
–9,323 |
Portfolio changes |
227 |
31,591 |
–559 |
|
–18,130 |
|
13,128 |
Additions |
|
746,651 |
|
11,056 |
127 |
10,527 |
768,361 |
Disposals |
|
–871,758 |
|
–17,313 |
–106,220 |
–9,358 |
–1,004,649 |
Premiums written |
2,579,165 |
|
|
|
|
|
2,579,165 |
Premiums earned |
–2,573,607 |
|
|
|
|
|
–2,573,607 |
Claims reporting year |
|
|
4,003,615 |
|
|
|
4,003,615 |
Claims payments reporting year |
|
|
–2,900,846 |
|
|
|
–2,900,846 |
Change in claims previous years |
|
|
38,864 |
|
|
|
38,864 |
Claims payments previous years |
|
|
–1,020,130 |
|
|
|
–1,020,130 |
As at 31 December 2015 |
613,895 |
16,277,523 |
2,555,443 |
43,483 |
1,017,115 |
43,648 |
20,551,107 |