Property and casualty insurance

UNIQA Austria

Raiffeisen Insurance

UNIQA International

Reinsurance

Group functions and consolidation

Group

In € thousand

1-12/2015

1-12/2014

1-12/2015

1-12/2014

1-12/2015

1-12/2014

1-12/2015

1-12/2014

1-12/2015

1-12/2014

1-12/2015

1-12/2014

Premiums written (gross)

1,380,604

1,362,614

160,149

153,154

1,085,832

1,084,898

1,060,821

1,136,028

1,046,014

1,115,771

2,641,392

2,620,922

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums earned (net)

826,865

753,037

83,280

79,775

595,753

588,155

992,086

1,055,646

2,215

6,325

2,500,199

2,482,938

Technical interest income

0

0

0

0

0

0

0

0

0

0

0

0

Other insurance income

1,173

2,278

177

139

16,369

19,818

197

631

6,162

3,807

24,078

26,674

Insurance benefits

–577,558

–516,544

–55,856

–57,140

–362,664

–372,714

–697,115

–775,981

–2,005

–1,205

1,695,197

1,723,584

Operating expenses

–199,137

–174,838

–13,014

–13,129

–227,734

–228,898

–311,848

–330,550

1,199

–1,529

–750,534

–748,942

Other technical expenses

–9,727

–16,556

–475

–992

–34,766

–34,283

–5,213

–7,677

8,848

11,716

–41,332

–47,791

Technical result

41,616

47,378

14,112

8,654

–13,040

–27,921

–21,892

–57,930

16,420

19,115

37,214

–10,705

 

 

 

 

 

 

 

 

 

 

 

 

 

Net investment income

43,880

59,976

5,292

4,705

52,135

38,178

17,421

19,532

6,824

15,182

125,552

137,573

Other income

6,520

4,886

1

827

11,373

13,385

2,183

5,237

9,959

10,785

30,035

35,119

Reclassification of technical interest income

0

0

0

0

0

0

0

0

0

0

0

0

Other operating expenses

–10,994

–11,516

–472

–120

–16,702

–16,851

–2,122

–926

–11,961

–6,649

–42,252

–36,061

Non-technical result

39,406

53,346

4,821

5,412

46,805

34,713

17,482

23,843

4,822

19,318

113,335

136,631

 

 

 

 

 

 

 

 

 

 

 

 

 

Operating profit/(loss)

81,021

100,723

18,932

14,066

33,765

6,791

–4,410

–34,088

21,241

38,433

150,549

125,926

Amortisation of goodwill and impairment losses

0

0

0

0

–15,960

–27,847

0

0

0

0

–15,960

–27,847

Finance costs

0

0

0

0

–168

–313

0

0

–49,921

–36,791

–50,089

–37,104

Earnings before taxes

81,021

100,723

18,932

14,066

17,636

–21,368

–4,410

–34,088

–28,679

1,642

84,499

60,975