Life insurance |
UNIQA Austria |
Raiffeisen Insurance |
UNIQA International |
Reinsurance |
Group functions and consolidation |
Group |
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In € thousand |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
Premiums written (gross), including savings portions from unit-linked and index-linked life insurance |
505,478 |
523,653 |
915,695 |
752,137 |
1,254,083 |
1,194,618 |
50,612 |
51,755 |
–40,034 |
–39,505 |
2,685,834 |
2,482,657 |
Premiums earned (net) including savings portions from the unit-linked and index-linked life insurance |
481,068 |
497,034 |
881,781 |
714,182 |
1,220,966 |
1,162,360 |
22,127 |
23,815 |
–417 |
–1,280 |
2,605,525 |
2,396,111 |
Savings portions in unit-linked and index-linked life insurance (gross) |
135,109 |
152,378 |
135,109 |
152,378 |
215,214 |
239,898 |
0 |
0 |
0 |
0 |
485,431 |
544,654 |
Savings portions in unit-linked and index-linked life insurance (net) |
127,051 |
143,121 |
127,051 |
143,121 |
215,214 |
239,898 |
0 |
0 |
0 |
0 |
469,316 |
526,139 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Premiums written (gross) |
370,370 |
371,274 |
780,587 |
599,758 |
1,038,869 |
954,720 |
50,612 |
51,755 |
–40,034 |
–39,505 |
2,200,403 |
1,938,002 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Premiums earned (net) |
354,017 |
353,913 |
754,730 |
571,062 |
1,005,752 |
922,462 |
22,127 |
23,815 |
–417 |
–1,280 |
2,136,209 |
1,869,971 |
Technical interest income |
135,509 |
158,500 |
193,805 |
219,626 |
115,133 |
96,615 |
0 |
0 |
209 |
15,088 |
444,656 |
489,829 |
Other insurance income |
498 |
740 |
821 |
778 |
3,646 |
4,706 |
433 |
484 |
–361 |
–415 |
5,037 |
6,294 |
Insurance benefits |
–388,923 |
–376,372 |
–773,912 |
–628,066 |
–917,837 |
–835,200 |
–22,696 |
–24,574 |
–7,817 |
–15,342 |
–2,111,186 |
–1,879,555 |
Operating expenses |
–69,782 |
–98,595 |
–122,511 |
–98,992 |
–168,791 |
–175,280 |
–3,815 |
–4,056 |
–18,603 |
–6,183 |
–383,503 |
–383,106 |
Other technical expenses |
–11,513 |
–14,639 |
–11,085 |
–13,849 |
–11,825 |
–16,170 |
–3,847 |
–4,516 |
5,826 |
6,970 |
–32,443 |
–42,205 |
Technical result |
19,806 |
23,547 |
41,846 |
50,559 |
26,079 |
–2,866 |
–7,797 |
–8,848 |
–21,164 |
–1,163 |
58,770 |
61,229 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Net investment income |
147,449 |
188,556 |
249,446 |
273,007 |
140,221 |
134,437 |
10,231 |
11,787 |
15,454 |
22,087 |
562,802 |
629,874 |
Other income |
299 |
2,434 |
200 |
909 |
5,898 |
11,350 |
55 |
33 |
387 |
8,532 |
6,839 |
23,258 |
Reclassification of technical interest income |
–135,509 |
–158,500 |
–193,805 |
–219,626 |
–115,133 |
–96,615 |
0 |
0 |
–209 |
–15,088 |
–444,656 |
–489,829 |
Other operating expenses |
–486 |
–512 |
–31 |
–3 |
–16,685 |
–22,458 |
–82 |
–49 |
280 |
–9,851 |
–17,005 |
–32,872 |
Non-technical result |
11,753 |
31,979 |
55,811 |
54,287 |
14,301 |
26,714 |
10,203 |
11,771 |
15,912 |
5,680 |
107,981 |
130,431 |
|
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|
|
Operating profit/(loss) |
31,560 |
55,526 |
97,657 |
104,846 |
40,380 |
23,848 |
2,406 |
2,924 |
–5,252 |
4,517 |
166,751 |
191,660 |
Amortisation of goodwill and impairment losses |
–918 |
–1,875 |
–624 |
–189 |
–3,516 |
–2,381 |
0 |
0 |
0 |
0 |
–5,058 |
–4,445 |
Finance costs |
–10,627 |
–10,627 |
–10,524 |
–10,094 |
0 |
–5 |
0 |
0 |
21,151 |
20,721 |
0 |
–5 |
Earnings before taxes |
20,015 |
43,024 |
86,509 |
94,563 |
36,865 |
21,462 |
2,406 |
2,924 |
15,899 |
25,238 |
161,693 |
187,210 |