Life insurance

In € thousand

UNIQA Austria

UNIQA International

Reinsurance

Group functions

Consolidation

Group

1–12/2019

1–12/2018

1–12/2019

1–12/2018

1–12/2019

1–12/2018

1–12/2019

1–12/2018

1–12/2019

1–12/2018

1–12/2019

1–12/2018

Premiums written (gross), including savings portions from unit-linked and index-linked life insurance

983,884

1,022,014

409,760

419,691

33,576

40,429

0

0

–32,273

–33,544

1,394,946

1,448,590

Premiums earned (net), including savings portions from unit-linked and index-linked life insurance

956,620

990,565

401,599

408,397

11,083

17,539

0

0

70

750

1,369,372

1,417,251

Savings portions from unit-linked and index-linked life insurance (gross)

211,683

219,802

98,083

100,712

0

0

0

0

0

0

309,766

320,513

Savings portions from unit-linked and index-linked life insurance (net)

211,683

220,214

98,083

100,712

0

0

0

0

0

0

309,766

320,925

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums written (gross)

772,201

802,212

311,677

318,979

33,576

40,429

0

0

–32,273

–33,544

1,085,180

1,128,076

 

 

 

 

 

 

 

 

 

 

 

 

 

Premiums earned (net)

744,938

770,352

303,516

307,685

11,083

17,539

0

0

70

750

1,059,607

1,096,326

Technical interest income

213,722

225,498

29,538

26,112

0

0

0

0

0

0

243,260

251,610

Other insurance income

171

1,542

3,569

4,803

17

55

50

382

–67

–189

3,740

6,593

Insurance benefits

–810,312

–834,724

–155,143

–181,372

–10,134

–17,257

0

0

–1,746

–2,367

–977,335

–1,035,721

Operating expenses

–185,051

–168,619

–157,862

–132,377

–1,176

–1,198

–10,202

–16,541

–3,771

–1,083

–358,062

–319,817

Other technical expenses

–6,146

–5,037

–2,928

–2,195

–3,233

–3,348

675

–130

5,562

5,621

–6,071

–5,089

Technical result

–42,678

–10,987

20,690

22,655

–3,444

–4,210

–9,476

–16,288

48

2,732

–34,861

–6,098

 

 

 

 

 

 

 

 

 

 

 

 

 

Net investment income

289,144

276,306

35,929

57,509

6,248

9,226

14,260

8,821

8,553

1,642

354,133

353,505

Income from investments

341,472

317,355

55,433

64,955

6,248

9,226

48,339

60,405

–46,260

–32,839

405,232

419,103

Expenses from investments

–62,861

–51,583

–19,504

–7,446

0

0

–35,861

–53,365

32,454

15,725

–85,773

–96,670

Financial assets accounted for using the equity method

10,534

10,534

0

0

0

0

1,781

1,781

22,359

18,756

34,674

31,071

Other income

331

337

14,980

3,304

19

38

1,247

1,618

–59

–61

16,517

5,236

Reclassification of technical interest income

–213,722

–225,498

–29,538

–26,112

0

0

0

0

0

0

–243,260

–251,610

Other expenses

–670

–1,179

–1,898

–19,519

–24

–31

–1,950

–1,018

–765

1,120

–5,307

–20,626

Non-technical result

75,083

49,966

19,472

15,182

6,242

9,234

13,557

9,422

7,729

2,701

122,084

86,505

 

 

 

 

 

 

 

 

 

 

 

 

 

Operating profit/(loss)

32,405

38,979

40,162

37,837

2,798

5,024

4,080

–6,867

7,777

5,433

87,223

80,407

Amortisation of goodwill and impairment losses

–1,786

–1,913

–375

–307

0

0

0

0

0

0

–2,161

–2,220

Finance cost

–25,101

–25,080

–391

–80

0

0

–7,229

–6,376

32,472

31,536

–249

0

Earnings before taxes

5,518

11,985

39,396

37,451

2,798

5,024

–3,148

–13,242

40,249

36,970

84,813

78,187