Health insurance

In € thousand

UNIQA Austria

UNIQA International

Reinsurance

Group functions

Consolidation

Group

1–12/2020

1–12/2019 adjusted

1–12/2020

1–12/2019

1–12/2020

1–12/2019

1–12/2020

1–12/2019

1–12/2020

1–12/2019

1–12/2020

1–12/2019 adjusted

(gross)

1,089,620

1,056,263

77,936

74,558

6,795

5,747

0

0

–6,796

–5,747

1,167,554

1,130,821

 

 

 

 

 

 

 

 

 

 

 

 

 

earned (net)

1,082,685

1,050,575

74,409

66,972

6,420

5,407

0

0

99

73

1,163,614

1,123,027

Technical interest income

88,746

86,386

2

2

0

0

0

0

0

0

88,747

86,388

Other insurance income

1,455

1,212

143

118

0

0

0

0

–1

0

1,597

1,331

Insurance benefits

–916,935

–927,766

–42,177

–38,842

–6,056

–5,962

2,165

3,255

–53

17

–963,056

–969,298

Operating expenses

–176,857

–153,324

–27,362

–21,314

–249

–387

–20,486

–12,773

–12

–14

–224,966

–187,813

Other technical expenses

–227

–429

–433

–515

0

0

390

750

0

52

–270

–143

Technical result

78,867

56,654

4,581

6,421

115

–942

–17,931

–8,769

33

129

65,666

53,493

 

 

 

 

 

 

 

 

 

 

 

 

 

Net investment income

95,073

101,237

30

352

0

0

28,468

20,029

–19,029

–12,584

104,542

109,034

Income from investments

120,805

124,051

254

663

0

0

83,032

46,352

–42,871

–41,109

161,220

129,957

Expenses from investments

–31,097

–30,564

–224

–310

0

0

–54,564

–26,656

7,901

14,454

–77,985

–43,075

Financial assets accounted for using the equity method

5,365

7,750

0

0

0

0

0

333

15,941

14,070

21,307

22,153

Other income

127

555

3,278

3,146

0

0

168,409

180,931

–27,121

–27,398

144,693

157,234

Reclassification of technical interest income

–88,746

–86,386

–2

–2

0

0

0

0

0

0

–88,747

–86,388

Other expenses

–749

–1,122

–3,415

–2,821

–14

–68

–169,985

–170,992

27,606

27,509

–146,556

–147,494

Non-technical result

5,705

14,284

–110

675

–14

–68

26,893

29,969

–18,543

–12,473

13,931

32,387

 

 

 

 

 

 

 

 

 

 

 

 

 

Operating profit/(loss)

84,573

70,938

4,471

7,096

102

–1,011

8,962

21,200

–18,510

–12,344

79,597

85,879

Amortisation of VBI and impairment of goodwill

0

0

0

0

0

0

0

0

0

0

0

0

Finance cost

0

–1

0

0

0

0

–65

–44

0

0

–66

–44

Earnings before taxes

84,573

70,938

4,471

7,096

102

–1,011

8,896

21,157

–18,510

–12,344

79,531

85,835

Premiums written
All premiums due during the financial year arising from insurance contracts under direct insurance business, regardless of whether these premiums relate (either wholly or partially) to a later financial year. This involves (net) premiums written when reduced by the amount ceded to reinsurance companies.
Premiums
Total premiums written. All premiums from contracts written in the financial year from business acquired by the company directly and as inward reinsurance.