Group Report 2023
living better
together
living better
together
Foreword by the CEO
„In the 2023 financial year, the new accounting standard IFRS 9/17 was applied for the first time at listed European insurance companies. You will find the most important differences from the familiar IFRS 4 approach in the chapter IFRS 9/17, hopefully presented clearly and understandably. To simplify the comparison with our previous period’s operating performance, we have presented the relevant key financial figures for 2022 in this annual report as if the new IFRS 9/17 regulations had already been in force at that time.“
Read moreKey figures
The UNIQA Group is one of the leading insurance companies in its core markets of Austria and Central and Eastern Europe (CEE). Around 21,000 employees and exclusive sales partners serve almost 17 million customers across 17 countries. UNIQA is the second largest insurance group in Austria with a market share of about 21 per cent. In the CEE growth region, UNIQA is present in 14 markets: Albania, Bosnia and Herzegovina, Bulgaria, Croatia, Czechia, Hungary, Kosovo, Montenegro, North Macedonia, Poland, Romania, Serbia, Slovakia and Ukraine. In addition, insurance companies in Switzerland and Liechtenstein are also part of the UNIQA Group.
Read more426.4
€ million
Earnings before taxes
14.1
%
Return on equity
89.4
%
Combined ratio
7,185.6
€ million
Premiums written
255
%
Regulatory capital ratio