Innovative leadership ensures a competitive

As it expands, the UNIQA Group will continue to persistently leverage its strengths as a product pioneer and innovation leader. The company will continue its approach of laying claim to certain topics of the future, thereby confirming its reputation as a trendsetter over the long term.

UNIQA can look back on a long tradition of innovative product design, giving it an obvious competitive advantage on the market. Recent examples of this are the first kilometre-dependent motor vehicle insurance with additional safety features and a highly innovative product for long-term old-age pensions, which blends elements of classic and unit-linked life insurance with a completely new level of flexibility so that it can be adapted at any time to the current needs of the customer. As market leader in health insurance, UNIQA set new standards by combining extensive medical insurance protection with effective preventive measures and useful assistance services. Innovative services for premium category customers, customised offers for children and packages for expatriates round off the portfolio.

Consistent process optimisation

Further potential for sustainable expansion has been created with UNIQA’s third Profit Improvement Programme 2007–2010. It should bring a clear improvement in the profit on ordinary activities by 2010. To this end, UNIQA has developed concrete action plans, making an effort to noticeably lower the claim and cost ratios even further, to compress structures, eliminate redundant work in the corporation and save money by outsourcing certain tasks to international Group companies.