9. Operating expenses

In € thousand	1–12/2018	1–12/2017
Property and casualty insurance
Acquisition costs
Payments	589,686	565,827
Change in deferred acquisition costs	–13,515	8,706
Other operating expenses	246,931	225,164
Reinsurance commission and share of profit from reinsurance ceded	–12,123	–11,222
	810,980	788,475
Health insurance
Acquisition costs
Payments	109,335	101,929
Change in deferred acquisition costs	–11,431	–12,165
Other operating expenses	86,522	78,690
Reinsurance commission and share of profit from reinsurance ceded	–570	–457
	183,856	167,998
Life insurance
Acquisition costs
Payments	166,617	195,140
Change in deferred acquisition costs	24,853	19,204
Other operating expenses	129,253	116,444
Reinsurance commission and share of profit from reinsurance ceded	–906	–11,286
	319,817	319,501
Total	1,314,653	1,275,974