9. Operating expenses

In € thousand

1–12/2018

1–12/2017

Property and casualty insurance

 

 

Acquisition costs

 

 

Payments

589,686

565,827

Change in deferred acquisition costs

–13,515

8,706

Other operating expenses

246,931

225,164

Reinsurance commission and share of profit from reinsurance ceded

–12,123

–11,222

 

810,980

788,475

Health insurance

 

 

Acquisition costs

 

 

Payments

109,335

101,929

Change in deferred acquisition costs

–11,431

–12,165

Other operating expenses

86,522

78,690

Reinsurance commission and share of profit from reinsurance ceded

–570

–457

 

183,856

167,998

Life insurance

 

 

Acquisition costs

 

 

Payments

166,617

195,140

Change in deferred acquisition costs

24,853

19,204

Other operating expenses

129,253

116,444

Reinsurance commission and share of profit from reinsurance ceded

–906

–11,286

 

319,817

319,501

Total

1,314,653

1,275,974