25. Liabilities and other items classified as liabilities

In € thousand	31/12/2018	31/12/2017 adjusted
Reinsurance liabilities
Deposits retained on assumed reinsurance	129,963	428,793
Reinsurance settlement liabilities	43,501	52,395
	173,464	481,188
Insurance liabilities
to policyholders	165,610	129,505
to insurance brokers	49,565	45,701
to insurance companies	9,953	12,541
	225,129	187,746

Liabilities to credit institutions	3,505	3,807

Other liabilities
Personnel-related obligations	102,688	81,708
Liabilities from services	38,338	35,366
Liabilities from investment contracts	56,446	60,470
Liabilities from investment transactions	0	25,738
Other tax liabilities (without income tax)	69,432	56,527
Other liabilities	121,319	77,850
	388,223	337,659

Subtotal	790,321	1,010,401
of which liabilities with a maturity of
up to 1 year	758,923	641,017
more than 1 year and up to 5 years	10,045	18,768
more than 5 years	21,353	350,616
	790,321	1,010,401

Other debt	16,889	16,652
Total liabilities and other items classified as liabilities	807,210	1,027,053

Other liabilities basically comprise the balance of the deferred income from the settlement of indirect business.