UNIQA 2.0

Initial successes: 2013 – 2015

Getting ready

2011-2012

Phase 1

Initial successes

2013-2015

Phase 2

Shaping the future

2016-2020

Phase 3

1. Customer growth

Number of customers

+33%

2011: 7.5 million
2015: 10 million

2. Concentration on the core business

	Desinvestments	Investments
Regional	Mannheimer Versicherung in DE	Basler in HR and SRB, EBRD shares in CEE
Business	Hotels, media groups	Hospitals

3. Implementation of key programmes

Combined ratio

–7,1 PP

2011: 104.9%
2012: 101.3%
2013: 99.8%
2014: 99.6%
2015: 97.9%

4. Solid capital base

Economic capital ratio (ECR)

+80 PP

2011: < 100%
2012: 108%
2013: 161%
2014: 150%
2015: 182%

5. Attractive financial figures

Earnings before taxes

2011: € 145 m
2012: € 204 m
2013: € 308 m
2014: € 378 m
2015: € 423 m¹⁾

¹⁾ Including Italian contributions

Dividend per share

2011: € 0
2012: € 0.25
2013: € 0.35
2014: € 0.42
2015: € 0.47

+190 %