Classified by segment

		Property and casualty		Health		Life		Consolidation		Group
		31 Dec. 2008 € 000	31 Dec. 2007 € 000	31 Dec. 2008 € 000	31 Dec. 2007 € 000	31 Dec. 2008 € 000	31 Dec. 2007 € 000	31 Dec. 2008 € 000	31 Dec. 2007 € 000	31 Dec. 2008 € 000	31 Dec. 2007 € 000
Assets
A.	Tangible assets	203,023	220,276	13,344	15,727	117,609	129,215	0	0	333,977	365,218
B.	Land and buildings held as financial investments	354,144	329,023	186,666	179,540	606,823	505,697	0	0	1,147,634	1,014,259
C.	Intangible assets	486,122	323,265	225,299	215,600	695,975	667,328	0	0	1,407,396	1,206,193
D.	Shares in associated companies	191,928	367,836	103,781	59,048	555,673	79,770	0	0	851,382	506,654
E.	Investments	2,731,826	2,848,992	2,026,471	1,854,097	12,146,838	12,792,992	–424,687	–170,433	16,480,448	17,325,648
F.	Investments held on account and at risk of life insurance policyholders	0	0	0	0	2,642,462	2,470,340	0	0	2,642,462	2,470,340
G.	Share of reinsurance in technical provisions	316,949	350,810	2,268	2,482	441,752	418,374	0	0	760,970	771,666
H.	Share of reinsurance in technical provisions for life insurance policies where the investment risk is borne by policyholders	0	0	0	0	382,480	346,868	0	0	382,480	346,868
I.	Receivables incl. receivables under insurance business	615,940	610,462	162,596	201,110	762,981	431,821	–609,200	–437,017	932,317	806,377
J.	Receivables from income tax	25,341	21,108	3,397	3,108	25,339	27,036	0	0	54,077	51,253
K.	Deferred tax assets	63,663	70,848	–429	3,210	5,862	2,997	0	0	69,096	77,055
L.	Liquid funds	196,726	105,935	121,614	157,909	249,513	383,289	0	0	567,853	647,133
Total segment assets		5,185,664	5,248,556	2,845,008	2,691,832	18,633,308	18,255,725	–1,033,887	–607,449	25,630,093	25,588,664
Equity and liabilities
B.	Subordinated liabilities	340,544	335,000	0	0	270,000	270,000	–30,000	–30,000	580,544	575,000
C.	Technical provisions	2,552,789	2,435,552	2,464,667	2,348,345	13,399,459	13,485,296	3,678	–4,319	18,420,594	18,264,874
D.	Technical provisions for life insurance policies held on account and at risk of policyholders	0	0	0	0	2,579,997	2,412,937	0	0	2,579,997	2,412,937
E.	Financial liabilities	183,788	169,000	3,300	1,386	215,966	49,222	–206,913	–21,366	196,140	198,242
F.	Other provisions	602,801	665,029	8,030	8,833	33,567	29,952	0	0	644,397	703,813
G.	Payables and other liabilities	904,225	898,741	47,958	30,103	1,290,935	1,148,799	–795,609	–550,602	1,447,509	1,527,041
H.	Liabilities from income tax	47,919	31,472	8,824	4,614	551	5,532	0	0	57,294	41,618
I.	Deferred tax liabilities	196,759	233,629	43,747	64,226	4,335	35,060	0	0	244,841	332,916
Total segment liabilities		4,828,825	4,768,424	2,576,526	2,457,506	17,794,809	17,436,798	–1,028,844	–606,287	24,171,317	24,056,441
						Equity and minority interests				1,458,776	1,532,223
						Total equity and liabilities				25,630,093	25,588,664

The amounts indicated have been adjusted to eliminate amounts resulting from segment-internal transactions. Therefore the balance of segment assets and segment liabilities does not allow conclusions to be drawn with regard to the equity allocated to the respective segment.