Consolidated Balance Sheet
as at 31 December 2012

I.

Self-used land and buildings

1

194,151

252,288

II.

Other tangible assets

2

112,604

131,261

306,755

383,549

B.

Land and buildings held as financial investments

3

1,690,763

1,566,958

I.

Deferred acquisition costs

4

868,802

899,732

II.

Goodwill

5

520,435

570,048

III.

Other intangible assets

6

25,170

30,551

1,414,406

1,500,331

D.

Shares in associated companies

7

529,602

530,485

1. Available for sale

9

1,395,902

1,636,133

2. At fair value through profit or loss

371,262

549,296

1,767,164

2,185,429

1. Available for sale

9

13,186,622

11,215,448

2. At fair value through profit or loss

441,623

389,645

13,628,244

11,605,094

1. Loans

11

1,089,649

2,189,439

2. Cash at credit institutions/cash at banks

12

1,189,217

1,023,133

3. Deposits with ceding companies

12

129,755

140,657

2,408,621

3,353,229

1. Variable-yield

10

6,363

4,160

2. Fixed interest

10

55,844

24,338

62,206

28,498

17,866,236

17,172,249

F.

Investments held on account and at risk of life insurance policyholders

24

5,066,828

4,396,016

I.

Provision for unearned premiums

19

9,869

18,542

II.

Actuarial provision

20

434,379

455,835

III.

Provision for outstanding claims

21

159,763

207,271

IV.

Provision for profit-unrelated premium refunds

22

0

4

V.

Provision for profit-related premium refunds, i.e. policyholder profit sharing

22

0

0

VI.

Other technical provisions

1,836

2,494

23

605,847

684,146

H.

Share of reinsurance in technical provisions held on account and at risk of life insurance policyholders

24

408,818

405,513

I.

Receivables, including receivables under insurance business

13

I.

Reinsurance receivables

42,623

58,825

II.

Other receivables

845,186

870,767

III.

Other assets

48,369

58,404

936,179

987,996

J.

Receivables from income tax

14

54,561

51,156

K.

Deferred tax assets

15

133,504

206,166

L.

Liquid funds

960,065

683,094

M.

Assets in disposal groups available for sale

8

63,661

0

Total assets

30,037,224

28,567,658

I.

Shareholders' equity

16

1. Subscribed capital and capital reserves

1,064,594

540,681

2. Revenue reserves

656,708

414,397

3. Revaluation reserves

315,528

–44,663

4. Actuarial gains and losses on defined benefit plans

–95,260

–36,147

5. Group total profit/loss

53,739

1,608

1,995,309

875,876

II.

Minority interests in shareholders' equity

17

22,272

219,708

2,017,581

1,095,584

B.

Subordinated liabilities

18

450,000

575,000

I.

Provision for unearned premiums

19

617,165

616,034

II.

Actuarial provision

20

16,158,189

16,706,249

III.

Provision for outstanding claims

21

2,365,841

2,456,528

IV.

Provision for profit-unrelated premium refunds

22

44,578

51,533

V.

Provision for profit-related premium refunds, i.e. policyholder profit sharing

22

556,218

7,786

VI.

Other technical provisions

48,929

49,982

23

19,790,921

19,888,111

D.

Technical provisions held on account and at risk of life insurance policyholders

24

4,983,029

4,318,331

I.

Liabilities from loans

25

27,494

47,114

II.

Derivatives

10

7,471

26,598

34,965

73,711

F.

Other provisions

I.

Pensions and similar provisions

26

566,620

593,019

II.

Other provisions

27

349,017

195,090

915,637

788,109

G.

Payables and other liabilities

28

I.

Reinsurance liabilities

887,405

902,472

II.

Other payables

515,807

572,126

III.

Other liabilities

31,226

43,318

1,434,438

1,517,916

H.

Liabilities from income tax

29

28,557

19,157

I.

Deferred tax liabilities

30

370,905

291,739

J.

Liabilities in disposal groups available for sale

8

11,191

0

Total equity and liabilities

30,037,224

28,567,658