33. Insurance benefits


 

Gross

Reinsurers' share

Retention

In € thousand

1-12/2015

1-12/2014

1-12/2015

1-12/2014

1-12/2015

1-12/2014

Property and casualty insurance

 

 

 

 

 

 

Claims expenses

 

 

 

 

 

 

Claims paid

1,611,093

1,583,498

–60,263

–45,185

1,550,830

1,538,314

Change in provision for unsettled claims

127,777

164,927

–16,879

–23,849

110,898

141,078

Total

1,738,869

1,748,425

–77,142

–69,034

1,661,727

1,679,391

Change in insurance provision

–240

58

100

14

–140

72

Change in other technical provisions

–848

2,001

0

0

–848

2,001

Non-profit related and profit-related premium refund expenses

34,458

42,120

0

0

34,458

42,120

Total benefits

1,772,240

1,792,604

–77,042

–69,020

1,695,197

1,723,584

 

 

 

 

 

 

 

Health insurance

 

 

 

 

 

 

Claims expenses

 

 

 

 

 

 

Claims paid

665,876

647,507

–325

–152

665,551

647,355

Change in provision for unsettled claims

–76

–3,843

2

–3

–73

–3,846

Total

665,801

643,664

–323

–155

665,478

643,509

Change in insurance provision

124,693

109,281

92

99

124,784

109,380

Change in other technical provisions

207

77

0

0

207

77

Non-profit related and profit-related premium refund expenses

10,715

27,557

0

0

10,715

27,557

Total benefits

801,415

780,579

–231

–56

801,184

780,523

 

 

 

 

 

 

 

Life insurance

 

 

 

 

 

 

Claims expenses

 

 

 

 

 

 

Claims paid

2,441,125

1,857,028

–74,619

–154,102

2,366,506

1,702,925

Change in provision for unsettled claims

–18,347

89,726

–2,832

–2,437

–21,179

87,289

Total

2,422,778

1,946,754

–77,451

–156,540

2,345,326

1,790,214

Change in insurance provision

–317,950

–72,149

12,415

91,577

–305,535

19,428

Change in other technical provisions

2,122

480

0

0

2,122

480

Non-profit related and profit-related premium refund expenses and/or (deferred) benefit participation expenses

69,272

69,432

0

0

69,272

69,432

Total benefits

2,176,222

1,944,517

–65,037

–64,962

2,111,186

1,879,555

 

 

 

 

 

 

 

Total

4,749,877

4,517,700

–142,310

–134,038

4,607,567

4,383,662

© UNIQA Group 2016