|
Gross |
Reinsurers' share |
||||
In € thousand |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
1-12/2015 |
1-12/2014 |
Property and casualty insurance |
|
|
|
|
|
|
Claims expenses |
|
|
|
|
|
|
Claims paid |
1,611,093 |
1,583,498 |
–60,263 |
–45,185 |
1,550,830 |
1,538,314 |
Change in provision for unsettled claims |
127,777 |
164,927 |
–16,879 |
–23,849 |
110,898 |
141,078 |
Total |
1,738,869 |
1,748,425 |
–77,142 |
–69,034 |
1,661,727 |
1,679,391 |
Change in insurance provision |
–240 |
58 |
100 |
14 |
–140 |
72 |
Change in other technical provisions |
–848 |
2,001 |
0 |
0 |
–848 |
2,001 |
Non-profit related and profit-related premium refund expenses |
34,458 |
42,120 |
0 |
0 |
34,458 |
42,120 |
Total benefits |
1,772,240 |
1,792,604 |
–77,042 |
–69,020 |
1,695,197 |
1,723,584 |
|
|
|
|
|
|
|
Health insurance |
|
|
|
|
|
|
Claims expenses |
|
|
|
|
|
|
Claims paid |
665,876 |
647,507 |
–325 |
–152 |
665,551 |
647,355 |
Change in provision for unsettled claims |
–76 |
–3,843 |
2 |
–3 |
–73 |
–3,846 |
Total |
665,801 |
643,664 |
–323 |
–155 |
665,478 |
643,509 |
Change in insurance provision |
124,693 |
109,281 |
92 |
99 |
124,784 |
109,380 |
Change in other technical provisions |
207 |
77 |
0 |
0 |
207 |
77 |
Non-profit related and profit-related premium refund expenses |
10,715 |
27,557 |
0 |
0 |
10,715 |
27,557 |
Total benefits |
801,415 |
780,579 |
–231 |
–56 |
801,184 |
780,523 |
|
|
|
|
|
|
|
Life insurance |
|
|
|
|
|
|
Claims expenses |
|
|
|
|
|
|
Claims paid |
2,441,125 |
1,857,028 |
–74,619 |
–154,102 |
2,366,506 |
1,702,925 |
Change in provision for unsettled claims |
–18,347 |
89,726 |
–2,832 |
–2,437 |
–21,179 |
87,289 |
Total |
2,422,778 |
1,946,754 |
–77,451 |
–156,540 |
2,345,326 |
1,790,214 |
Change in insurance provision |
–317,950 |
–72,149 |
12,415 |
91,577 |
–305,535 |
19,428 |
Change in other technical provisions |
2,122 |
480 |
0 |
0 |
2,122 |
480 |
Non-profit related and profit-related premium refund expenses and/or (deferred) benefit participation expenses |
69,272 |
69,432 |
0 |
0 |
69,272 |
69,432 |
Total benefits |
2,176,222 |
1,944,517 |
–65,037 |
–64,962 |
2,111,186 |
1,879,555 |
|
|
|
|
|
|
|
Total |
4,749,877 |
4,517,700 |
–142,310 |
–134,038 |
4,607,567 |
4,383,662 |