Classified by segment


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Property and casualty

Health

Life

Consolidation

Group

 

2009
€ 000

2008
€ 000

2009
€ 000

2008
€ 000

2009
€ 000

2008
€ 000

2009
€ 000

2008
€ 000

2009
€ 000

2008
€ 000

1. a) Gross premium written

2,470,840

2,418,190

937,467

907,319

1,628,017

1,653,325

–24,672

–36,615

5,011,651

4,942,220

1. Premiums written (retained)

2,325,158

2,282,537

935,120

905,939

1,547,040

1,573,420

–12,921

–30,724

4,794,398

4,731,172

2. Change due to premiums earned (retained)

–26,007

–32,827

–1,241

315

–1,046

–3,254

4,053

–5,272

–24,240

–41,038

3. Premiums earned (retained)

2,299,151

2,249,710

933,879

906,254

1,545,995

1,570,166

–8,868

–35,996

4,770,158

4,690,134

4. Income from fees and commissions

13,697

12,304

113

103

5,407

6,377

–4,395

–2,657

14,821

16,127

5. Net investment income

117,329

60,597

96,852

17,475

538,758

150,925

–1,336

–1,401

751,603

227,596

6. Other income

62,590

74,573

2,711

1,204

17,875

14,548

–22,552

–10,317

60,624

80,008

7. Insurance benefits

–1,562,407

–1,443,949

–811,779

–770,755

–1,690,380

–1,328,260

10,125

20,270

–4,054,442

–3,522,693

8. Operating expenses

–811,264

–759,557

–128,629

–132,949

–346,064

–369,739

2,207

10,035

–1,283,750

–1,252,210

9. Other expenses

–93,067

–71,353

–5,250

–1,822

–50,462

–43,408

25,726

17,153

–123,052

–99,430

10. Amortisation of goodwill

–12,837

0

0

0

–5,707

–10,530

0

0

–18,543

–10,530

11. Operating profit

13,193

122,325

87,898

19,511

15,421

–9,921

908

–2,913

117,420

129,002

12. Financing costs

–21,013

–24,220

–549

0

–13,529

–14,565

0

0

–35,091

–38,785

13. Profit on ordinary activities

–7,820

98,106

87,349

19,511

1,892

–24,486

908

–2,913

82,328

90,217

14. Income taxes

–15,174

–8,982

–20,146

–4,400

–4,276

–10,087

0

0

–39,596

–23,470

15. Net profit

–22,994

89,124

67,203

15,110

–2,384

–34,573

908

–2,913

42,732

66,748

of which consolidated profit

–21,977

68,836

52,212

9,574

–17,028

–22,189

908

–2,913

14,115

53,308

of which minority interests

–1,017

20,287

14,990

5,536

14,644

–12,383

0

0

28,618

13,440

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