Group key figures

Premiums written

5,157.6

4,864.2

+6.0 %

Savings portion of premiums from unit- and index-linked life insurance (gross before reinsurance)

727.9

679.0

+7.2 %

Premiums written including the savings portion from unit- and index-linked life insurance

5,885.5

5,543.1

+6.2 %

of which property and casualty insurance

2,590.5

2,545.9

+1.8 %

of which health insurance

937.6

909.1

+3.1 %

of which life insurance

2,357.4

2,088.1

+12.9 %

of which recurring premiums

1,674.6

1,554.6

+7.7 %

of which single-premium business

682.8

533.5

+28.0 %

Premiums written including the savings portion from unit- and index-linked life insurance

5,885.5

5,543.1

+6.2 %

of which UNIQA Austria

2,806.7

2,708.2

+3.6 %

of which Raiffeisen Insurance

878.5

819.4

+7.2 %

of which UNIQA International

2,162.4

1,942.8

+11.3 %

of which reinsurance

1,633.1

1,280.0

+27.6 %

of which Group functions and consolidation

–1,595.1

–1,207.2

+32.1 %

Premiums earned (net)¹⁾

4,935.9

4,623.9

+6.7 %

of which property and casualty insurance

2,438.8

2,394.4

+1.9 %

of which health insurance

936.1

903.0

+3.7 %

of which life insurance

1,560.9

1,326.5

+17.7 %

Savings portion of premiums from unit- and index-linked life insurance (net after reinsurance)

702.3

649.9

+8.1 %

Premiums earned (net) including the savings portion of premiums from unit- and index-linked life insurance

5,638.2

5,273.8

+6.9 %

Net insurance benefits

–3,955.3

–3,758.5

+5.2 %

of which property and casualty insurance

–1,633.8

–1,638.8

–0.3 %

of which health insurance

–768.7

–756.5

+1.6 %

of which life insurance

–1,552.7

–1,363.2

+13.9 %

Operating expenses (net)²⁾

–1,357.6

–1,319.3

+2.9 %

of which property and casualty insurance

–803.4

–786.8

+2.1 %

of which health insurance

–162.0

–138.6

+16.9 %

of which life insurance

–392.2

–393.9

–0.4 %

Cost ratio (after reinsurance)

24.1 %

25.0 %

–

Combined ratio (after reinsurance)

99.9 %

101.3 %

–

Net investment income

780.0

791.4

–1.4 %

Profit from ordinary activities

305.6

204.2

+49.7 %

Net profit/loss

286.8

166.5

+72.3 %

Consolidated profit

283.4

127.1

+123.0 %

Return on equity (ROE) after taxes and minority interests

11.9 %

8.8 %

–

Investments³⁾

27,383.6

26,326.0

+4.0 %

Equity

2,767.7

2,009.3

+37.7 %

Total equity including minority interests

2,789.9

2,030.0

+37.4 %

Technical provisions (net)⁴⁾

24,183.9

23,759.3

+1.8 %

Total assets

31,068.6

30,054.6

+3.4 %

Number of insurance policies

18,556,615

17,439,608

+6.4 %

Average number of employees

14,277

14,795

–3.5 %

UNIQA’s share price on 31 December

9.28

9.86

9.42

14.70

12.97

High

11.14

13.40

16.50

15.34

18.86

Low

8.12

8.75

9.00

10.68

12.21

Average turnover/day (in € million)

1.5

0.1

0.1

0.5

0.5

Market capitalisation as at 31 December (in € million)

2,867.5

2,112.5

1,346.9

2,102.0

1,855.0

Earnings per share

1.20

0.75

–1.73

0.30

0.19

Dividend per share

0.35¹⁾

0.25

0

0.40

0.40