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UNIQA Group at a glance
Group key figures
Interview with Andreas Brandstetter
Management Board
Group
Mission
Business model & strategy
Five pillars of growth
Customers & markets
Austria: Strong foundations in our domestic market
CEE: Well-positioned for further growth
Employees & partners
Transparency, responsibility & sustainability
1. Analysing long-term options and risks
2. Clearly defining tasks and responsibilities
3. Making the Code of Conduct transparent and suitable for day-to-day use
Sustainability in practice
Ecological responsibility
UNIQA shares
Shareholder structure
Performance
Investor relations
Corporate Governance Report
Management Board
Composition
Work
Supervisory Board
Composition
Committees
Work
Measures to promote women
Independence
Remuneration report
Remuneration
Principles
Miscellaneous
Risk report
Report of the Supervisory Board
Group Management Report
Economic environment
Central and Eastern Europe
Macroeconomic situation
Forecasts
UNIQA Group
Group business development
Operational segments
UNIQA Austria
Raiffeisen Insurance
UNIQA International
Reinsurance
Group Functions and Consolidation
Significant post-balance sheet date events
Outlook
Information in accordance with Section 243a
Proposal for the appropriation of profit
Group Financial Statements
Consolidated Balance Sheet
Consolidated Income Statement
Consolidated Comprehensive Income Statement
Consolidated Cash Flow Statement
Development of Group Equity
Notes
General disclosures
Accounting regulations
Changes in major accounting policies
New standards and interpretations
Use of judgements and estimates
Scope of consolidation
Risk report
1. Risk strategy
2. Risk management system
3. The greatest challenges
4. Capitalisation
5. Risk profile
6. Impairment test
7. Reinsurance
8. Risk management aims for 2014
Segment reporting
Consolidated Balance Sheet – classified by segment
Operational segments
Impairment by segment
Operational segments – classified by segment
UNIQA International classified by segment
Notes on assets to the Consolidated Balance Sheet
Development of asset items
1. Self-used land and buildings
2. Other tangible assets
3. Land and buildings held as financial investments
4. Deferred acquisition costs
5. Goodwill
6. Other intangible assets
7. Shares in companies valued at equity
8. Assets in disposal groups available for sale
9. Securities available for sale
10. Derivative financial instruments
11. Loans
12. Other investments
13. Receivables including receivables under the insurance business
14. Receivables from income tax
15. Deferred tax assets
Notes on liabilities to the Consolidated Balance Sheet
16. Subscribed capital
17. Minority interests
18. Subordinated liabilities
19. Unearned premiums
20. Actuarial provisions
21. Provisions for outstanding claims
22. Provisions for premium refunds
23. Technical provisions
24. Technical provisions held on account – life insurance policyholders
25. Liabilities from loans
26. Provisions for pensions and similar commitments
27. Other provisions
28. Payables and other liabilities
29. Liabilities from income tax
30. Deferred tax liabilities
Notes to the Consolidated Income Statement
31. Premiums written
32. Premiums earned
33. Income from fees and commissions
34. Net investment income
35. Other income
36. Insurance benefits
37. Operating expenses
38. Other expenses
39. Tax expenditure
Other disclosures
Employees
Group holding company
Affiliated and associated companies in 2013
Auditor's Opinion
UNIQA Group at a glance
Group
Group Management Report
Group Financial Statements
Notes
