23. Insurance provision


In € thousand

31/12/2015

31/12/2014

Property and casualty insurance

 

 

Gross

12,344

12,565

Reinsurers' share

–14

–135

 

12,330

12,431

Health insurance

 

 

Gross

2,561,667

2,436,865

Reinsurers' share

–794

–886

 

2,560,873

2,435,979

Life insurance

 

 

Gross

14,061,089

14,323,869

Reinsurers' share

–356,769

–393,286

 

13,704,320

13,930,583

In the consolidated financial statements

 

 

Gross

16,635,100

16,773,299

Reinsurers' share

–357,577

–394,307

Total

16,277,523

16,378,992

The interest rates used as an accounting basis were as follows:

For

Health insurance

Life insurance

Figures in percent

acc. to SFAS 60

acc. to SFAS 120

2015

 

 

For actuarial provision

2.25–5.50

0.00–4.00

For deferred acquisition costs

2.25–5.50

3.33–3.56

 

 

 

2014

 

 

For actuarial provision

2.50–5.50

0.00–4.00

For deferred acquisition costs

2.50–5.50

3.20–3.77

© UNIQA Group 2016