9.2. Financial liabilities

In July 2020 UNIQA Insurance Group AG issued a senior bond in the amount of €600 million at an issue price of 99.436 per cent of the nominal amount. The senior bond has a term of ten years at a nominal interest rate of 1.375 per cent.

Carrying amounts

In € thousand

Long term

Short term

Total

2025

2024

2025

2024

2025

2024

Subordinated liabilities

698,438

897,476

8,958

10,436

707,396

907,912

Financial liabilities

 

 

 

 

 

 

Bond liabilities

597,567

597,047

3,955

3,955

601,522

601,003

Derivative financial instruments

0

0

51

12,721

51

12,721

Lease liabilities

73,999

70,413

14,475

12,193

88,474

82,606

Total

671,565

667,460

18,481

28,869

690,047

696,330

Changes in financial liabilities

In € thousand

Subordinated liabilities

Bond
liabilities

Provisions for derivative business

Lease liabilities

Financial liabilities
Total

Changes in financial liabilities

At 1 January 2024

906,729

596,536

6,673

84,823

688,032

1,594,762

Payments from other financing activities

0

0

0

–19,457

–19,457

–19,457

Reclassifications held for sale

0

0

0

–1,593

–1,593

–1,593

Other changes

1,183

4,467

6,048

18,832

29,348

30,531

of which interest expenses

35,426

9,106

0

1,284

10,390

45,816

of which interest payments (presented as net cash flow from operating activities)

–34,984

–8,250

0

–1,284

–9,534

–44,518

At 31 December 2024

907,912

601,003

12,721

82,606

696,330

1,604,242

At 1 January 2025

907,912

601,003

12,721

82,606

696,330

1,604,242

Payments from other financing activities

–200,000

0

0

–19,635

–19,635

–219,635

Currency translation

0

0

19

0

19

19

Change in scope of consolidation

0

0

0

164

164

164

Other changes

–516

519

–12,689

25,339

13,169

12,653

of which interest expenses

34,388

9,107

0

1,238

10,346

44,734

of which interest payments (presented as net cash flow from operating activities)

–33,346

–8,250

0

–1,238

–9,488

–42,834

At 31 December 2025

707,396

601,522

51

88,474

690,047

1,397,443