Classified by segment

1. a) Gross premiums written 1. Premiums written (retained) 2. Change due to premiums earned (retained) 3. Premiums earned (retained) 4. Income from fees and provisions 5. Net investment income 6. Other income 7. Insurance benefits 8. Operating expenses 9. Other expenses 10. Amortisation of goodwill 11. Operating profit 12. Financing costs 13. Profit on ordinary activities 14. Income taxes 15. Net profit of which consolidated profit dof which minority interests

Property and casualty Health Life Consolidation Group 2007 € 000 2006 € 000 2007 € 000 2006 € 000 2007 € 000 2006 € 000 2007 € 000 2006 € 000 2007 € 000 2006 € 000 2,199,785 2,039,463 907,761 889,801 1,422,398 1,605,224 –2,054 -2,351 4,527,889 4,532,137 1,887,344 1,742,395 906,356 887,825 1,342,880 1,527,607 2,861 1,944 4,139,440 4,159,771 –32,238 -27,561 –736 -2,008 –480 –200 391 -335 –33,063 -30,104 1,855,105 1,714,834 905,620 885,817 1,342,401 1,527,407 3,252 1,609 4,106,377 4,129,666 63,482 60,440 106 414 11,484 22,088 –3,646 -2,078 71,426 80,865 278,876 148,292 137,181 115,804 579,318 626,283 –2,369 -38 993,005 890,342 29,961 38,120 1,047 1,336 7,283 7,156 –1,160 -4,728 37,131 41,884 –1,253,528 -1,132,322 –811,254 -804,974 –1,534,497 –1,779,823 2,255 1,484 –3,597,024 -3,715,635 –667,457 -632,131 –127,892 -136,602 –332,376 –284,125 622 5,052 –1,127,104 -1,047,805 –45,970 -60,985 –3,285 -5,671 –37,792 –39,123 479 -1,244 –86,569 -107,024 –4,688 0 0 0 –14,407 –8,448 0 0 –19,095 -8,448 255,780 136,247 101,522 56,125 21,412 71,415 –567 58 378,147 263,845 –23,276 -10,774 0 0 –14,615 –14,585 0 0 –37,891 -25,359 232,504 125,474 101,522 56,125 6,797 56,830 –567 58 340,256 238,487 –45,386 -25,191 –24,425 -18,919 –1,452 –19,311 0 0 –71,263 -63,422 187,118 100,282 77,097 37,206 5,345 37,518 –567 58 268,993 175,065 179,418 36,928 55,813 27,490 12,440 30,711 –567 58 247,103 151,900 7,700 6,641 21,284 9,716 –7,095 6,807 0 0 21,889 23,165

Impairment by segment

Goodwill Change in impairment for current year of which reallocation affecting income Investments Change in impairment for current year of which reallocation/reinstatement of original values affecting income

Property and casualty Health Life Consolidation Group 2007 € 000 2006 € 000 2007 € 000 2006 € 000 2007 € 000 2006 € 000 2007 € 000 2006 € 000 2007 € 000 2006 € 000 –4,689 0 0 0 0 0 0 0 –4,689 0 –4,689 0 0 0 0 0 0 0 –4,689 0 –50,359 -21,604 –17,063 –11,424 -138,422 –102,607 0 0 –205,844 –135,136 –50,359 -21,604 –17,063 –11,424 -138,422 –102,607 0 0 –205,844 –135,136

Classified by region

Austria Other Europe Western Europe Italy Germany Switzerland Liechtenstein The Netherlands Eastern Europe Poland Hungary Czech Republic Bulgaria Slovakia Croatia Bosnia and Herzegovina Others Total before consolidation Consolidation (based on geographic segments) In the consolidated financial statements

Premiums earned (retained) Net investment income Insurance benefits Operating expenses Profit on ordinary activities 2007 € 000 2006 € 000 2007 € 000 2006 € 000 2007 € 000 2006 € 000 2007 € 000 2006 € 000 2007 € 000 2006 € 000 2,889,769 2,919,866 863,864 763,497 –2,725,751 –2,813,002 –671,928 –665,495 323,012 181,531 1,213,356 1,208,191 138,176 133,331 –844,771 –904,118 –575,905 –483,890 53,399 64,461 797,053 852,153 90,754 93,249 –598,276 –681,971 –332,512 –293,222 11,767 25,885 193,335 306,581 48,817 47,240 –160,667 –275,827 –78,653 –72,833 4,400 13,691 288,006 272,000 29,188 36,439 –222,918 –221,314 –127,864 –115,844 15,032 8,960 311,286 266,707 9,612 6,173 –209,950 –177,073 –123,622 –102,099 -7,987 3,339 4,426 6,864 3,026 3,397 –4,741 –7,757 –2,374 –2,446 212 –104 0 0 110 0 0 0 0 0 110 0 416,303 356,039 47,422 40,082 –246,495 –222,146 –243,393 –190,668 41,632 38,575 139,939 134,495 12,844 11,005 –102,632 –98,310 –59,877 –56,083 7,817 8,376 86,788 71,077 20,953 18,704 –34,682 -34,889 –66,732 –48,479 20,314 19,375 77,084 64,345 5,176 5,049 –40,445 -35,531 –45,000 –37,548 13,086 9,145 40,086 35,764 1,408 639 –25,676 -22,482 –24,670 –15,072 –2,259 –602 37,643 29,945 2,986 2,119 –19,981 -17,429 –23,821 –19,322 7,341 3,873 11,815 9,117 995 797 –7,767 -5,845 –8,772 –7,360 –99 –140 9,800 8,519 799 550 –5,997 -5,657 –4,687 –4,613 146 –1,002 13,147 9,640 2,260 4,615 –9,314 -9,760 –9,834 –2,190 –4,714 –449 4,103,125 4,128,058 1,002,039 896,828 –3,570,521 -3,717,119 –1,247,833 –1,149,385 376,412 245,992 3,252 1,609 –9,035 -6,486 –26,503 -1,158 120,729 101,580 –36,156 –7,505 4,106,377 4,129,666 993,005 890,342 –3,597,024 -3,776,903 –1,127,104 –1,047,805 340,256 238,487

The presentation of the investment income and the profit on ordinary activities by region has been adjusted for the effects from the capital consolidation included in the investment income. Accordingly, the consolidation based on geographic segments comprises the expenses and income consolidation from operative business between Group companies.