Gross |
Provision for unearned premiums |
Actuarial provisions |
Provision for outstanding claims |
Provision for profit-unrelated premium refunds |
Provision for profit-related premium refunds and / or policyholder profit participation |
Other actuarial provisions |
Group total |
Figures in € thousand |
|
|
|
|
|
|
|
Property and casualty |
|
|
|
|
|
|
|
As at 31 Dec. 2010 |
581,427 |
38,336 |
2,095,287 |
31,024 |
7,760 |
23,228 |
2,777,061 |
Exchange rate differences |
–17,002 |
–1,029 |
–24,378 |
–139 |
–11 |
–791 |
–43,350 |
Change in consolidation scope |
0 |
|
0 |
|
|
|
0 |
Portfolio changes |
436 |
|
|
|
|
0 |
436 |
Additions |
|
1,104 |
|
2,276 |
906 |
27,746 |
32,032 |
Disposals |
|
–2,146 |
|
–976 |
–1,538 |
–24,137 |
–28,798 |
Premiums written |
1,796,098 |
|
|
|
|
|
1,796,098 |
Premiums earned |
–1,764,452 |
|
|
|
|
|
–1,764,452 |
Claims in reporting year |
|
|
1,735,237 |
|
|
|
1,735,237 |
Claims payments in reporting year |
|
|
–897,361 |
|
|
|
–897,361 |
Change in claims from previous years |
|
|
–61,380 |
|
|
|
–61,380 |
Claims payments in previous years |
|
|
–689,691 |
|
|
|
–689,691 |
As at 31 Dec. 2011 |
596,506 |
36,264 |
2,157,714 |
32,185 |
7,117 |
26,047 |
2,855,832 |
|
|
|
|
|
|
|
|
Health |
|
|
|
|
|
|
|
As at 31 Dec. 2010 |
17,220 |
2,535,051 |
172,834 |
16,578 |
50,092 |
548 |
2,792,323 |
Exchange rate differences |
–156 |
–42 |
–76 |
–26 |
|
–4 |
–305 |
Change in consolidation scope |
|
|
|
|
|
|
0 |
Portfolio changes |
57 |
|
167 |
|
|
–3 |
220 |
Additions |
|
167,950 |
|
2,784 |
14,911 |
44 |
185,689 |
Disposals |
|
–8,355 |
|
–2,073 |
–1,509 |
–11 |
–11,947 |
Premiums written |
834,119 |
|
|
|
|
|
834,119 |
Premiums earned |
–831,711 |
|
|
|
|
|
–831,711 |
Claims in reporting year |
|
|
662,879 |
|
|
|
662,879 |
Claims payments in reporting year |
|
|
–509,582 |
|
|
|
–509,582 |
Change in claims from previous years |
|
|
–19,836 |
|
|
|
–19,836 |
Claims payments in previous years |
|
|
–129,216 |
|
|
|
–129,216 |
As at 31 Dec. 2011 |
19,528 |
2,694,604 |
177,169 |
17,264 |
63,495 |
574 |
2,972,634 |
|
|
|
|
|
|
|
|
Life |
|
|
|
|
|
|
|
As at 31 Dec. 2010 |
0 |
13,906,519 |
124,393 |
1,869 |
112,060 |
23,696 |
14,168,537 |
Exchange rate differences |
|
–23,135 |
–672 |
–37 |
–277 |
–447 |
–24,568 |
Change in consolidation scope |
|
0 |
0 |
|
|
|
0 |
Portfolio changes |
|
181,114 |
1,050 |
|
0 |
1,842 |
184,006 |
Additions |
|
128,652 |
|
331 |
54,505 |
3,828 |
187,316 |
Disposals |
|
–217,768 |
|
–79 |
–229,113 |
–5,558 |
–452,518 |
Premiums written |
|
|
|
|
|
|
0 |
Premiums earned |
|
|
|
|
|
|
0 |
Claims in reporting year |
|
|
1,529,141 |
|
|
|
1,529,141 |
Claims payments in reporting year |
|
|
–1,453,923 |
|
|
|
–1,453,923 |
Change in claims from previous years |
|
|
48,483 |
|
|
|
48,483 |
Claims payments in previous years |
|
|
–126,829 |
|
|
|
–126,829 |
As at 31 Dec. 2011 |
0 |
13,975,382 |
121,645 |
2,084 |
–62,826 |
23,362 |
14,059,647 |
|
|
|
|
|
|
|
|
Group total |
|
|
|
|
|
|
|
As at 31 Dec. 2010 |
598,646 |
16,479,906 |
2,392,514 |
49,472 |
169,912 |
47,472 |
19,737,921 |
Exchange rate differences |
–17,158 |
–24,207 |
–25,126 |
–202 |
–288 |
–1,242 |
–68,224 |
Change in consolidation scope |
0 |
0 |
0 |
|
|
|
0 |
Portfolio changes |
493 |
181,114 |
1,216 |
|
0 |
1,839 |
184,662 |
Additions |
|
297,706 |
|
5,392 |
70,322 |
31,619 |
405,038 |
Disposals |
|
–228,269 |
|
–3,128 |
–232,160 |
–29,705 |
–493,262 |
Premiums written |
2,630,217 |
|
|
|
|
|
2,630,217 |
Premiums earned |
–2,596,164 |
|
|
|
|
|
–2,596,164 |
Claims in reporting year |
|
|
3,927,257 |
|
|
|
3,927,257 |
Claims payments in reporting year |
|
|
–2,860,866 |
|
|
|
–2,860,866 |
Change in claims from previous years |
|
|
–32,732 |
|
|
|
–32,732 |
Claims payments in previous years |
|
|
–945,736 |
|
|
|
–945,736 |
As at 31 Dec. 2011 |
616,034 |
16,706,249 |
2,456,527 |
51,533 |
7,786 |
49,982 |
19,888,112 |
Reinsurers’ share |
Provision for unearned premiums |
Actuarial provisions |
Provision for outstanding claims |
Provision for profit-unrelated premium refunds |
Provision for profit-related premium refunds and / or policyholder profit participation |
Other actuarial provisions |
Group total |
Figures in € thousand |
|
|
|
|
|
|
|
Property and casualty |
|
|
|
|
|
|
|
As at 31 Dec. 2010 |
20,933 |
376 |
223,336 |
33 |
0 |
3,168 |
247,845 |
Exchange rate differences |
117 |
–18 |
–1,448 |
|
|
–182 |
–1,530 |
Change in consolidation scope |
0 |
|
0 |
|
|
|
0 |
Portfolio changes |
–323 |
|
–62 |
|
|
|
–385 |
Additions |
|
31 |
|
0 |
|
559 |
591 |
Disposals |
|
0 |
|
–29 |
|
–897 |
–926 |
Premiums written |
109,670 |
|
|
|
|
|
109,670 |
Premiums earned |
–115,045 |
|
|
|
|
|
–115,045 |
Claims in reporting year |
|
|
29,839 |
|
|
|
29,839 |
Claims payments in reporting year |
|
|
–14,320 |
|
|
|
–14,320 |
Change in claims from previous years |
|
|
–3,402 |
|
|
|
–3,402 |
Claims payments in previous years |
|
|
–40,194 |
|
|
|
–40,194 |
As at 31 Dec. 2011 |
15,352 |
390 |
193,749 |
4 |
0 |
2,648 |
212,143 |
|
|
|
|
|
|
|
|
Health |
|
|
|
|
|
|
|
As at 31 Dec. 2010 |
1,305 |
1,323 |
555 |
0 |
0 |
0 |
3,183 |
Exchange rate differences |
15 |
|
–4 |
|
|
|
11 |
Change in consolidation scope |
|
|
|
|
|
|
0 |
Portfolio changes |
|
|
|
|
|
|
0 |
Additions |
|
|
|
|
|
|
0 |
Disposals |
|
–119 |
|
|
|
|
–119 |
Premiums written |
5,159 |
|
|
|
|
|
5,159 |
Premiums earned |
–3,290 |
|
|
|
|
|
–3,290 |
Claims in reporting year |
|
|
13 |
|
|
|
13 |
Claims payments in reporting year |
|
|
–519 |
|
|
|
–519 |
Change in claims from previous years |
|
|
–6 |
|
|
|
–6 |
Claims payments in previous years |
|
|
–9 |
|
|
|
–9 |
As at 31 Dec. 2011 |
3,190 |
1,204 |
30 |
0 |
0 |
0 |
4,424 |
|
|
|
|
|
|
|
|
Life |
|
|
|
|
|
|
|
As at 31 Dec. 2010 |
0 |
447,009 |
16,084 |
0 |
0 |
–163 |
462,930 |
Exchange rate differences |
|
–21 |
–22 |
0 |
|
|
–43 |
Change in consolidation scope |
|
0 |
|
|
|
|
0 |
Portfolio changes |
|
–1,634 |
1,168 |
|
|
|
–466 |
Additions |
|
9,237 |
|
|
|
4 |
9,241 |
Disposals |
|
–351 |
|
0 |
|
5 |
–346 |
Premiums written |
|
|
|
|
|
|
0 |
Premiums earned |
|
|
|
|
|
|
0 |
Claims in reporting year |
|
|
25,407 |
|
|
|
25,407 |
Claims payments in reporting year |
|
|
–20,965 |
|
|
|
–20,965 |
Change in claims from previous years |
|
|
–2,023 |
|
|
|
–2,023 |
Claims payments in previous years |
|
|
–6,156 |
|
|
|
–6,156 |
As at 31 Dec. 2011 |
0 |
454,241 |
13,493 |
0 |
0 |
–154 |
467,579 |
|
|
|
|
|
|
|
|
Group total |
|
|
|
|
|
|
|
As at 31 Dec. 2010 |
22,238 |
448,708 |
239,974 |
33 |
0 |
3,005 |
713,959 |
Exchange rate differences |
133 |
–39 |
–1,475 |
0 |
|
–182 |
–1,562 |
Change in consolidation scope |
0 |
0 |
0 |
|
|
|
0 |
Portfolio changes |
–323 |
–1,634 |
1,106 |
|
|
|
–850 |
Additions |
|
9,269 |
|
0 |
|
563 |
9,832 |
Disposals |
|
–470 |
|
–29 |
|
–893 |
–1,391 |
Premiums written |
114,829 |
|
|
|
|
|
114,829 |
Premiums earned |
–118,335 |
|
|
|
|
|
–118,335 |
Claims in reporting year |
|
|
55,260 |
|
|
|
55,260 |
Claims payments in reporting year |
|
|
–35,805 |
|
|
|
–35,805 |
Change in claims from previous years |
|
|
–5,431 |
|
|
|
–5,431 |
Claims payments in previous years |
|
|
–46,359 |
|
|
|
–46,359 |
As at 31 Dec. 2011 |
18,542 |
455,835 |
207,271 |
4 |
0 |
2,494 |
684,146 |
Retention |
Provision for unearned premiums |
Actuarial provisions |
Provision for outstanding claims |
Provision for profit-unrelated premium refunds |
Provision for profit-related premium refunds and / or policyholder profit participation |
Other actuarial provisions |
Group total |
Figures in € thousand |
|
|
|
|
|
|
|
Property and casualty |
|
|
|
|
|
|
|
As at 31 Dec. 2010 |
560,494 |
37,959 |
1,871,952 |
30,991 |
7,760 |
20,060 |
2,529,216 |
Exchange rate differences |
–17,118 |
–1,012 |
–22,930 |
–139 |
–11 |
–609 |
–41,819 |
Change in consolidation scope |
0 |
|
0 |
|
|
|
0 |
Portfolio changes |
759 |
|
62 |
|
|
0 |
820 |
Additions |
|
1,073 |
|
2,276 |
906 |
27,187 |
31,441 |
Disposals |
|
–2,146 |
|
–948 |
–1,538 |
–23,240 |
–27,872 |
Premiums written |
1,686,428 |
|
|
|
|
|
1,686,428 |
Premiums earned |
–1,649,407 |
|
|
|
|
|
–1,649,407 |
Claims in reporting year |
|
|
1,705,398 |
|
|
|
1,705,398 |
Claims payments in reporting year |
|
|
–883,040 |
|
|
|
–883,040 |
Change in claims from previous years |
|
|
–57,977 |
|
|
|
–57,977 |
Claims payments in previous years |
|
|
–649,498 |
|
|
|
–649,498 |
As at 31 Dec. 2011 |
581,155 |
35,874 |
1,963,965 |
32,181 |
7,117 |
23,398 |
2,643,690 |
|
|
|
|
|
|
|
|
Health |
|
|
|
|
|
|
|
As at 31 Dec. 2010 |
15,914 |
2,533,728 |
172,279 |
16,578 |
50,092 |
548 |
2,789,139 |
Exchange rate differences |
–172 |
–42 |
–72 |
–26 |
|
–4 |
–316 |
Change in consolidation scope |
|
|
|
|
|
|
0 |
Portfolio changes |
57 |
|
167 |
|
|
–3 |
220 |
Additions |
|
167,950 |
|
2,784 |
14,911 |
44 |
185,689 |
Disposals |
|
–8,236 |
|
–2,073 |
–1,509 |
–11 |
–11,828 |
Premiums written |
828,960 |
|
|
|
|
|
828,960 |
Premiums earned |
–828,421 |
|
|
|
|
|
–828,421 |
Claims in reporting year |
|
|
662,866 |
|
|
|
662,866 |
Claims payments in reporting year |
|
|
–509,063 |
|
|
|
–509,063 |
Change in claims from previous years |
|
|
–19,829 |
|
|
|
–19,829 |
Claims payments in previous years |
|
|
–129,207 |
|
|
|
–129,207 |
As at 31 Dec. 2011 |
16,338 |
2,693,400 |
177,139 |
17,264 |
63,495 |
574 |
2,968,210 |
|
|
|
|
|
|
|
|
Life |
|
|
|
|
|
|
|
As at 31 Dec. 2010 |
0 |
13,459,510 |
108,309 |
1,869 |
112,060 |
23,858 |
13,705,607 |
Exchange rate differences |
|
–23,114 |
–650 |
–37 |
–277 |
–447 |
–24,525 |
Change in consolidation scope |
|
0 |
0 |
|
|
|
0 |
Portfolio changes |
|
182,747 |
–118 |
|
0 |
1,842 |
184,471 |
Additions |
|
119,415 |
|
331 |
54,505 |
3,825 |
178,075 |
Disposals |
|
–217,417 |
|
–79 |
–229,113 |
–5,562 |
–452,172 |
Premiums written |
|
|
|
|
|
|
0 |
Premiums earned |
|
|
|
|
|
|
0 |
Claims in reporting year |
|
|
1,503,734 |
|
|
|
1,503,734 |
Claims payments in reporting year |
|
|
–1,432,957 |
|
|
|
–1,432,957 |
Change in claims from previous years |
|
|
50,506 |
|
|
|
50,506 |
Claims payments in previous years |
|
|
–120,672 |
|
|
|
–120,672 |
As at 31 Dec. 2011 |
0 |
13,521,141 |
108,152 |
2,084 |
–62,826 |
23,516 |
13,592,067 |
|
|
|
|
|
|
|
|
Group total |
|
|
|
|
|
|
|
As at 31 Dec. 2010 |
576,408 |
16,031,197 |
2,152,539 |
49,439 |
169,912 |
44,467 |
19,023,962 |
Exchange rate differences |
–17,290 |
–24,168 |
–23,651 |
–202 |
–288 |
–1,060 |
–66,660 |
Change in consolidation scope |
0 |
0 |
0 |
|
|
|
0 |
Portfolio changes |
816 |
182,747 |
110 |
|
0 |
1,839 |
185,512 |
Additions |
|
288,437 |
|
5,392 |
70,322 |
31,055 |
395,206 |
Disposals |
|
–227,799 |
|
–3,099 |
–232,160 |
–28,813 |
–491,871 |
Premiums written |
2,515,388 |
|
|
|
|
|
2,515,389 |
Premiums earned |
–2,477,828 |
|
|
|
|
|
–2,477,828 |
Claims in reporting year |
|
|
3,871,998 |
|
|
|
3,871,998 |
Claims payments in reporting year |
|
|
–2,825,061 |
|
|
|
–2,825,061 |
Change in claims from previous years |
|
|
–27,301 |
|
|
|
–27,301 |
Claims payments in previous years |
|
|
–899,377 |
|
|
|
–899,377 |
As at 31 Dec. 2011 |
597,492 |
16,250,414 |
2,249,256 |
51,529 |
7,786 |
47,488 |
19,203,966 |