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UNIQA at a glance
Group key figures
Foreword Christian Konrad
Interview with Andreas Brandstetter
Management Board
We have a hands-on attitude.
Doubling the number of customers
Focus on core business
Implementing the key programmes
Strengthening the equity base
Improving the results
Group
Business model and strategy
Five pillars of growth
Long-term growth strategy
Corporate Governance Report
Management Board
Members
Work
Supervisory Board
Members
Committees
Work
Measures to promote women
Independence
Compensation report
Earnings
Principles
Miscellaneous
Risk report
Report of the Supervisory Board
Customers and Markets
Austria: strong brands and proximity to the customer
Central and Eastern Europe: enormous potential
Staff
Sustainable development and CSR
Organisational model
UNIQA Shares
Development
Shareholder structure
Investor relations
Group Management Report
Economic environment
CEE in the maelstrom of the euro zone
Macroeconomic situation
Forecasts
UNIQA Group
Group business development
Business segments
Property and casualty insurance
Health insurance
Life insurance
International markets
Report on post-balance sheet date events
Outlook
Economic outlook
Group profit
Information in accordance with Section 243a
Proposed appropriation of profit
Group Financial Statements
Consolidated Balance Sheet
Consolidated Income Statement
Consolidated Comprehensive Income Statement
Consolidated Cash Flow Statement
Development of Group Equity
Segment Balance sheet
Segment Income Statement
Classified by business area
Impairment by segment
Classified by region
Notes
General information
Accounting regulations
Consolidation
Methods of accounting and valuation
Major differences accounting regulations
Risk report
Overview – risk framework
Risk management system
The greatest challenges
Risk profile
General risk profile
Risk categories
Impairment Test 2011
Reinsurance
Risk management aims for 2012
Notes on assets to the Consolidated Balance Sheet
Development of asset items
1. Self-used land and buildings
2. Other tangible assets
3. Land and buildings held as financial investments
4. Deferred acquisition costs
5. Goodwill
6. Other intangible assets
7. Shares in affiliated companies and companies valued at equity
8. Fixed interest securities, held to maturity
9. Securities available for sale
10. Derivative financial instruments
11. Loans
12. Other investments
13. Receivables including receivables under insurance business
14. Receivables from income tax
15. Deferred tax assets
Notes on liabilities to the Consolidated Balance Sheet
16. Subscribed capital
17. Minority interests
18. Subordinated liabilities
19. Unearned premiums
20. Actuarial provision
21. Provision for outstanding claims
22. Provision for premium refunds
23. Technical provisions
24. Technical provisions for unit- and index-linked life insurance
25. Liabilities from loans
26. Provisions for pensions and similar commitments
27. Other provisions
28. Payables and other liabilities
29. Liabilities from income tax
30. Deferred tax liabilities
Notes to the Consolidated Income Statement
31. Premiums written
32. Premiums earned
33. Income from fees and commissions
34. Net investment income
35. Other income
36. Insurance benefits
37. Operating expenses
38. Other operating expenses
39. Tax expenditure
Other disclosures
Employees
Group holding company
Affiliated and associated companies in 2011
Auditor's Opinion
UNIQA at a glance
Group
Group Management Report
Group Financial Statements
Notes
