UNIQA share price: attractive dividends

Following the successful re-IPO in October 2013 and the resulting sharp increase in liquidity, UNIQA shares have also been listed on Austria’s leading ATX index since 2014, and since 2022 they have also been part of the ATX Top Dividend, which combines the 15 shares with the highest dividend yield on the Vienna Stock Exchange.

Share price rises again after decline in previous year

In the final year of the “UNIQA 3.0 – Seeding the Future” strategic programme, UNIQA shares rose slightly overall in 2024. Starting the year at €7.41, the share price rose steadily in the first few weeks of the year, reaching its high for the year of €8.31 on 29 April 2024. However, this fell again in the second half of the year and recorded its low for the year of €7.08 on 4 November.

UNIQA shares then recovered again and gradually increased in value, ultimately closing the 2024 stock market year at €7.83. This represents a year-on-year increase overall of 5.0 per cent. The EURO STOXX Insurance, the benchmark index for the European insurance industry, rose by 25.9 per cent in the same period, while the ATX was up by 6.6 per cent. At the beginning of 2025, the price of UNIQA shares continued to rise and was at €9.08 on 10 March 2025.

UNIQA share performance

In € (indexed)

UNIQA share performance (Line chart)
Our equity story
  • Diversified income and profit streams
  • Stability with a focus on efficiency in Austria
  • Accelerated growth and profitability in CEE
  • Potential for healthcare services outside of insurance
  • Robust capital position and strong governance
  • Progressive Dividend Policy
UNIQA Group key figures

In €

IFRS 9/17

 

IFRS 4/IAS 39

2024

2023

20221)

 

2021

2020

UNIQA share price as at 31 December

7.83

7.46

7.00

 

8.07

6.40

High

8.31

8.31

8.48

 

8.40

9.95

Low

7.08

7.05

5.99

 

6.30

4.78

Average daily turnover (in € million)

2.2

3.4

3.8

 

3.5

4.3

Market capitalisation as at 31 December (in € million)

2,403.5

2,290.0

2,148.8

 

2,477.2

1,964.6

Average number of shares in circulation

306,965,261

306,965,261

306,965,261

 

306,965,261

306,965,261

Earnings per share

1.13

0.99

0.83

 

1.03

0.06

Dividend per share

0.602)

0.57

0.55

 

0.55

0.18

1)

The figures for 2022 were calculated pro forma in accordance with IFRS 9/17 in the interest of better comparability.

2)

Proposal to the Annual General Meeting

Shareholder structure virtually unchanged

The shareholder structure of the UNIQA Group remained stable in 2024: The core shareholder UNIQA Versicherungsverein Privatstiftung (Group) continues to hold a total of 49.0 per cent of UNIQA shares. Of these, 41.3 per cent belong to Austria Versicherungsverein Beteiligungs-Verwaltungs GmbH, while UNIQA Versicherungsverein Privatstiftung holds 7.7 per cent. Raiffeisen Bank International AG is another core shareholder that holds 10.9 per cent of shares through RZB Versicherungsbeteiligung GmbH. Finally, the core shareholder Collegialität Versicherungsverein Privatstiftung holds 3.7 per cent of the UNIQA shares. As in the previous year, the portfolio of treasury shares amounted to 0.7 per cent. The free float amounted to 35.8 per cent by the end of 2024, and therefore represented more than one-third of total shares and a value of around €850 million.

The shares of the three core shareholders are counted together as a result of their pooled voting rights. Reciprocal purchase option rights have also been agreed.

Shareholder structure

Shareholder structure (Pie chart)

Dividend proposed of €0.60

As we are aware of our responsibility for UNIQA’s long-term sustainable development and the capital invested by our shareholders, it is important to us that UNIQA shareholders enjoy a reasonable portion of the company’s profits. On the basis of the separate financial statements of UNIQA Insurance Group AG, the Management Board will therefore propose to the Annual General Meeting the payment of a dividend of €0.60 per dividend-bearing share for the 2024 financial year. In total, this corresponds to a distribution of €184 million.

Development of UNIQA dividends

In €

Development of UNIQA dividends (Bar chart)
1) Proposal to the Annual General Meeting

In continuous dialogue with the financial community

We attach the utmost importance to providing our shareholders, analysts, as well as the entire financial community with regular, comprehensive and up-to-date information regarding our company’s ongoing performance and strategy. To this end, the UNIQA management team was once again available in 2024 to answer the questions of investors and analysts at numerous roadshows, investor conferences and one-on-one meetings. We also held Capital Market Days in London and Vienna in December 2024 and January 2025, where we presented our new “UNIQA 3.0 – Growing Impact” strategic programme to a broad audience.

We presented our “UNIQA 3.0 – Growing Impact” strategy for the next four years at a Capital Markets Day in London on 11 December 2024. The focus is on profitable growth, further efficiency improvements, the expansion of our strong market position in Austria and the CEE region, consistent digitalisation and strategic investments in the healthcare sector. We are aiming for average premium growth of around 5 per cent per year until 2028, while profitability should continue to increase with a combined ratio (loss/cost ratio) of less than 94 per cent and annual earnings growth of at least 6 per cent. The new strategy also reaffirms our progressive dividend policy with a payout ratio of 50 to 60 per cent.

two men actively listening (photo)
Kurt Svoboda and René Knapp at the Culture Office Workshop 2024

All reports and corporate information can also be accessed online at www.uniqagroup.com. In addition, our investor relations team is always happy to answer individual questions:

UNIQA Insurance Group AG

Investor Relations
Untere Donaustrasse 21, 1029 Vienna, Austria'
Phone: (+43) 01 21175-3773
E-mail: investor.relations@uniqa.at

UNIQA shares – information

Ticker symbol

UQA

Reuters

UNIQ.VI

Bloomberg

UQA AV

ISIN

AT0000821103

Market segment

Vienna Stock Exchange – prime market

Trading segment

Official market

Indices

ATX, ATX FIN, ATX TD, VÖNIX, MSCI Europe Small Cap

Number of shares

309,000,000