UNIQA SafeLine – innovative automobile insurance with added value

In several hundred responses after accidents, emergencies, breakdowns and thefts, the innovative automobile insurance product SafeLine has helped customers in wide-ranging ways. This unique product combines numerous safety benefits with a rate that depends on the annual driving distance. The comprehensive safety system uses a GPS unit with crash sensor that is invisibly installed in the car. In event of a moderate to severe collision, this unit sends an alarm as well as the accident location to the dispatch centre (ÖAMTC). With an emergency button, which is positioned within the car as desired by the owner, the driver can also trigger the alarm independently, for instance in the case of a health emergency or breakdown. Once the alarm signal is received, the dispatch centre can immediately contact the driver.

If this is not possible, for instance due to unconsciousness, the dispatch centre immediately organises the necessary aid. In addition, the CarFinder can locate and secure the vehicle after a theft.

However, the product also offers important economic advantages: the premium size is based on the number of kilometres driven and the types of roads taken, meaning that both light and heavy drivers profit from this innovative package – light drivers receive a discount of up to 25% on their liability and comprehensive premium; heavy drivers, on the other hand, enjoy a safety discount on comprehensive and automotive casualty insurance. Customers can view the collected data at the customer portal myUNIQA.at, which also represents a valuable information source on their annual driving distance and CO₂ footprint. With this product, UNIQA has established a clear competitive advantage in Europe. Over 15,000 customers have already chosen this attractive product.