FlexSolution – flexible, individual and secure provisions for the future

FlexSolution, introduced in 2007, became one of UNIQA’s most successful products in 2010. To date, an impressive 20,000 FlexSolution policies have been taken out. FlexSolution is the first product in Austria to combine classic and unit-linked life insurance within a single contract, allowing it to be flexible and individually adaptable to the customer’s life situation: The weighting of the guarantee portion and the yield-oriented investment varies according to the investor’s wishes, because customers can redefine or adjust this weighting within the contract term in accordance with their personal needs and goals.

Three basic insurance packages – for beginners, security-conscious individuals and families – can be customised with additional components and configured according to customers’ personal needs and objectives, as well as their current life situation. Supplemental components include for example premium exemption in event of occupational disability, occupational disability pension, life insurance, dread disease (insurance for severe illness), or special class treatments after accidents and severe illnesses. In addition, a take-a-break option (interruption of premium payments) as well as an upgrade option for life insurance, dread disease and occupational disability pension are also available.

A similar product is also offered by UNIQA’s partner, Raiffeisen Versicherung, in the form of “My Flexible Life Insurance”. This product also flexibly and individually combines classic and unit-linked life insurance.