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UNIQA at a glance
Diversification und Integration
Highlights 2010
Group key figures
Foreword by the Chairman of the Supervisory Board
Foreword by the Chairman of the Management Board
Management Board
Financial Calendar
Group Organisational Chart
Group
Strategy
Internationalisation
Innovation
Process optimisation
Employees
Solvency II
Customers & Markets
Customer programmes
UNIQA QualityPartnership
UNIQA SuccessPartnership
UNIQA TopConto
Customer satisfaction
Activities / PR
Processes & Products
Life and casualty insurance
FinanceLife
Limited Edition
FlexSolution
FlexProtection
Raiffeisen Account Protection
Automobile insurance
Home
Health
Special insurance
Industrial and special insurance
Art insurance
Transportation and special insurance
Legal expenses insurance
Customer service
Group & Profit
Growth driver life insurance
Internationalisation
Market review 2010
Hungary
Russia
Activities / PR
Staff & Partners
Mobility
Personnel development and management
Activities / Cooperations / PR
Corporate Citizenship
Environmental protection
Climate protection
Nouvel Tower
Arts & culture, sports and social issues
UNIQA Shares
Development
Share repurchasing programme
Shareholder structure
Investor relations
Group Management Report
Economic environment
CEE
Industry development
Macroeconomic situation
Forecasts
The UNIQA Group
Group business development
Premium development
Development insurance benefits
Operating expenses
Investment results
Group pre-tax results
Own funds and total assets
Cash flow
Employees
Business lines
Property and casualty insurance
Health insurance
Life insurance
International markets
Central and Eastern Europe
Western Europe
Significant events after the balance sheet date (subsequent report)
Outlook for 2010
Property and casualty insurance
Health insurance
Life insurance
Group profit
Information according to Section 243a
Proposed appropriation of profit
Corporate Governance Report
Management Board
Members
Functions
Supervisory Board
Members
Committees
Functions
Measures to promote women
Independence
Remuneration report
Earnings
Principles
Miscellaneous
Risk report
Group Financial Statements
Consolidated Balance Sheet
Consolidated Income Statement
Consolidated Comprehensive Income Statement
Consolidated Cash Flow Statement
Development of Group Equity
Segment Balance Sheet
Segment Income Statement
Classified by segment
Impairment by segment
Classified by region
Notes
General information
Accounting Regulations
Consolidation
Methods of accounting and valuation
Major differences accounting regulations
Risk report
1 Actuarial and financial risks
1.1 Property insurance
1.2 Life insurance
1.3 Health insurance
2 Financial risks
2.1 Interest change risk
2.2 Share risk
2.3 Credit risk
2.4 Currency risk
2.5 Liquidity risk
2.6 Sensitivities
2.7 Value at Risk (VaR)
Notes on assets to the Consolidated Balance Sheet
Development of asset items
1. Self-used land and buildings
2. Other tangible assets
3. Land and buildings held as financial investments
4. Deferred acquisition costs
5. Goodwill
6. Other intangible assets
7. Shares in affiliated companies valued at equity
8. Fixed interest securities, held to maturity
9. Securities available for sale
10. Derivative financial instruments
11. Loans
12. Other investments
13. Receivables incl. receivables under insurance business
14. Receivables from income tax
15. Deferred tax assets
Notes on liabilities to the Consolidated Balance Sheet
16. Subscribed capital
17. Minority interests
18. Subordinated liabilities
19. Unearned premiums
20. Actuarial provision
21. Provision for outstanding claims
22. Provision for premium refunds
23. Actuarial provisions
24. Technical provisions held on account and at risk of life insurance policyholders
25. Liabilities from loans
26. Provisions for pensions and similar commitments
27. Other provisions
28. Payables and other liabilities
29. Liabilities from income tax
30. Deferred tax liabilities
Notes to the Consolidated Income Statement
31. Premiums written
32. Premiums earned
33. Income from fees and commissions
34. Net investment income
35. Other income
36. Insurance benefits
37. Operating expenses
38. Other expenses
39. Tax expenditure
Other disclosures
Employees
Group holding company
Affiliated and associated companies in 2010
Auditor's Opinion
Report of the Supervisory Board
UNIQA at a glance
Group
Group Management Report
Corporate Governance Report
Group Financial Statements
Notes