An interesting option for guaranteed investment for both yield-oriented and conservative investors exists in the form of the FlexProtection product with the versions “basic” and “85”. Customers profit here from either a savings contribution guarantee or an 85%-of-peak-value guarantee. The contributions of the customers are individually invested in a yield-oriented, actively managed umbrella stock fund and a conservative bonds fund in accordance with the contract term, the desired guarantee type and the capital market situation. For the first time, this policy incorporates daily calculation of the current weighted value for every single contract portfolio.
