Segment reporting

Consolidated statement of financial position – classified by business line

In € thousand	Property and casualty insurance		Health insurance		Life insurance		Consolidation		Group
In € thousand	31/12/2019	31/12/2018	31/12/2019	31/12/2018	31/12/2019	31/12/2018	31/12/2019	31/12/2018	31/12/2019	31/12/2018
Assets
Property, plant and equipment	192,493	158,803	37,855	44,866	121,432	107,393	0	0	351,780	311,062
Intangible assets	682,015	614,853	281,368	266,520	722,793	779,084	–45,060	–41,572	1,641,116	1,618,885
Investments
Investment property	214,693	227,191	242,077	235,225	680,674	641,731	0	0	1,137,444	1,104,146
Financial assets accounted for using the equity method	72,436	66,289	220,089	205,735	349,889	327,080	0	0	642,414	599,105
Other investments	4,864,151	4,627,839	3,554,843	3,081,666	10,976,431	10,639,240	–550,486	–714,930	18,844,939	17,633,815
Unit-linked and index-linked life insurance investments	0	0	0	0	4,680,403	4,751,183	0	0	4,680,403	4,751,183
Reinsurers’ share of technical provisions	219,739	286,045	1,591	2,204	128,644	136,617	49	–11,505	350,022	413,361
Reinsurers’ share of technical provisions for unit-linked and index-linked life insurance	0	0	0	0	113	101	0	0	113	101
Receivables, including insurance receivables	238,194	356,008	357,724	241,476	160,986	82,773	–210,244	–139,548	546,659	540,709
Income tax receivables	42,759	48,058	1,596	967	4,305	3,283	0	0	48,660	52,308
Deferred tax assets	1,803	1,660	0	0	3,434	4,098	0	0	5,237	5,758
Cash and cash equivalents	280,748	249,265	71,129	167,959	127,745	1,027,166	0	0	479,621	1,444,391
Assets in disposal groups held for sale	0	0	0	0	0	28,976	0	0	0	28,976
Total assets by business line	6,809,031	6,636,012	4,768,272	4,246,618	17,956,847	18,528,725	–805,742	–907,555	28,728,409	28,503,801

Liabilities
Subordinated liabilities	870,110	875,602	0	0	410,741	410,741	–410,741	–416,511	870,110	869,832
Technical provisions	3,295,437	3,273,160	3,360,686	3,193,024	11,149,313	10,897,500	–14,431	–27,326	17,791,006	17,336,358
Technical provisions for unit-linked and index-linked life insurance	0	0	0	0	4,646,152	4,721,904	0	0	4,646,152	4,721,904
Financial liabilities	94,009	169,111	31,674	22,167	49,363	942,278	–99,530	–335,073	75,516	798,484
Other provisions	356,183	392,017	313,899	288,397	17,133	19,771	–1,505	–37,186	685,709	662,998
Liabilities and other items classified as liabilities	655,029	499,908	101,640	95,172	325,767	303,506	–279,341	–91,375	803,095	807,210
Income tax liabilities	55,336	61,056	3,612	2,553	1,722	769	0	0	60,669	64,378
Deferred tax liabilities	74,547	48,910	152,403	100,795	148,780	105,294	0	0	375,729	254,999
Liabilities in disposal groups held for sale	0	0	0	0	0	1,088	0	0	0	1,088
Total liabilities by business line	5,400,650	5,319,763	3,963,914	3,702,108	16,748,971	17,402,850	–805,549	–907,471	25,307,986	25,517,251

					Consolidated equity and non-controlling interests				3,420,422	2,986,550

						Total equity and liabilities			28,728,409	28,503,801

The amounts indicated for each business line have been adjusted to eliminate amounts resulting from internal transactions. Therefore, the balance of business line assets and business line liabilities does not allow conclusions to be drawn with regard to the equity allocated to the respective segment.