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Annual Report 2019

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  • At a glance
    • Rising to the challenge.
    • Consolidated key figures
    • Highlights 2019
    • Foreword by the CEO
  • UNIQA Group
    • Who we are
      • Mission
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      • Employees
      • Group Executive Board
    • What we do
      • Overview
      • Property and casualty insurance
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      • UNIQA 2.0
        • Ready for new challenges
        • Objectives
        • Successes
        • Phase 3: the strategic initiatives in detail
        • Five Group initiatives
        • Innovation and digitalisation
      • Shares and investor relations
  • Corporate Governance
    • Overview
    • Management Board
      • Composition
      • Work
    • Supervisory Board
      • Composition
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      • Work
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      • Measures to promote women
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    • Remuneration report
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    • Risk report
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    • Economic environment
      • General
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    • UNIQA Group
      • General
      • Group business development
      • Operating segments
        • UNIQA Austria
        • UNIQA International
        • Reinsurance
        • Group functions and consolidation
    • Events after the reporting date
    • Outlook
    • Information according to Section 243a
    • Proposed appropriation of profit
  • Group Financial Statements
    • General information
      • Information about the Group
      • Accounting principles
      • Use of discretionary decisions and estimates
    • Consolidated Statement of Financial Position
    • Consolidated Income Statement
    • Consolidated Statement of Comprehensive Income
    • Consolidated Statement of Cash Flows
    • Consolidated Statement of Changes in Equity
    • Segment Reporting
      • Operating segments
      • Impairment by segment
      • Operating segments – classified by business line
      • UNIQA International – classified by region
      • Consolidated statement of financial position – classified by business line
  • Notes
    • Notes to the Consolidated Financial Statements
      • Investments
        • 1. Investment property
        • 2. Financial assets accounted for using the equity method
        • 3. Other investments
        • 4. Net investment income
      • Technical items
        • 5. Technical provisions
        • 6. Technical provisions for unit-linked and index-linked life insurance
        • 7. Premiums
        • 8. Insurance benefits
        • 9. Operating expenses
      • Other non-current assets
        • 10. Property, plant and equipment
        • 11. Intangible assets
      • Other current assets
        • 12. Receivables, including insurance receivables
        • 13. Cash and cash equivalents
        • 14. Assets and liabilities in disposal groups held for sale, as well as discontinued operations
      • Taxes
        • 15. Income tax
        • 16. Deferred taxes
      • Social capital
        • 17. Defined benefit plans
        • 18. Defined contribution plans
        • 19. Employees
      • Equity
        • 20. Subscribed capital and capital reserves
        • 21. Treasury shares
        • 22. Capital requirement
        • 23. Non-controlling interests
      • Subordinated liabilities
      • Other current and non-current liabilities
        • 24. Financial liabilities
        • 25. Liabilities and other items classified as liabilities
      • Other non-technical income and expenses
        • 26. Other income
        • 27. Other expenses
      • Other disclosures
        • 28. Group holding company
        • 29. Remuneration for the Management Board and Supervisory Board
        • 30. Share-based payment agreement with cash settlement
        • 31. Relationships with related companies and persons
        • 32. Other financial obligations and contingent liabilities
        • 33. Expenses for the auditor of the financial statements
        • 34. Basis of consolidation
        • 35. Consolidation principles
        • 36. Changes in major accounting policies
        • 37. Error correction in accordance with IAS 8
        • 38. Currency translation
      • Significant events after the reporting date
      • Risk report
        • 39. Risk strategy
        • 40. Risk management system
        • 41. Activities and objectives in 2019
        • 42. Challenges and priorities in risk management for 2020
        • 43. Capitalisation
        • 44. Risk profile
        • 45. Reinsurance
    • Approval for publication
    • Declaration of the legal representatives
    • Audit opinion

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Owner and publisher

UNIQA Insurance Group AG
Commercial registry no.: 92933t

Concept, advice, editorial work and design
be.public Corporate & Financial Communications GmbH / www.bepublic.at
Rosebud, Inc. / www.rosebud-inc.com
nexxar GmbH, Vienna - Online annual reports and online sustainability reports

Translation and linguistic consulting
ASI GmbH / www.asint.at

Photography and image editing
Kurt Keinrath

Editorial deadline
15 April 2020

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