UNIQA 2.0

Successes

1. Customer growth

+107%

Number of customers

In million

Number of customers (line chart)

2. Concentration on the core business

 

Disinvestments

Investments

Regional

Insurance companies in Germany and Italy

Basler (Croatia, Serbia), AXA (Czech Republic, Slovakia, Poland), EBRD shares (CEE)

Business

Hotels, media groups

Hospitals

3. Implementation of key programmes

–3.5 pp

Combined ratio

In per cent

Combined ratio (line chart)

4. Solid capital base

+62 pp

Economic capital requirement ratio (ECR/SCR)

In per cent

Economic capital requirement ratio (ECR/SCR ratio) (line chart)

5. Attractive financial figures

Earnings before taxes

In € million

Earnings before taxes (line chart)
Dividend per share

In cents

Dividend per share (line chart)

1) Including the AXA companies
2) 2019, 2020: regulatory capital requirement ()
3) Including Italian contributions
4) Excluding Italian contributions
5) Proposal to the Annual General Meeting

Solvency
An insurance company’s equity base.
SCR
Solvency Capital Requirement. The eligible own funds that insurers or reinsurers must hold to enable them to absorb significant losses and give reasonable assurance to policyholders and beneficiaries that payments will be made as they fall due. It is calculated to ensure that all quantifiable risks (such as market risk, credit risk, life underwriting risk) are reliably taken into account. It covers both current operating activities and the new business expected in the subsequent twelve months.