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UNIQA Group at a glance
Group key figures
Commentary on the economic situation
Letter from the CEO
Group
The world of UNIQA
Mission
A portrait
Management Board
UNIQA 2.0
Strategic building blocks
Customers & markets
Austria – Anchored in our home market
CEE – Poised for more growth
Italy – Positive Developments
Employees & partners
The UNIQA Team
UNIQA Sales
Our business lines and products
Property and casualty insurance
Life insurance
Health insurance
Creating and developing value
Credibility, transparency & trust
Our foundation
Social commitment
Environmental and climate protection
UNIQA shares
Shareholder structure
Performance
Investor relations
Corporate Governance Report
Management Board
Composition
Work
Supervisory Board
Composition
Committees
Work
Independence
Measures to promote women
Remuneration report
Remuneration
Principles
Miscellaneous
Risk report
Evaluation
Report of the Supervisory Board
Group Management Report
Economic environment
Austria
Central and Eastern Europe
UNIQA Group
Group business development
Operational segments
UNIQA Austria
Raiffeisen Insurance
UNIQA International
Reinsurance
Group Functions and Consolidation
Events after the Balance Sheet Date
Outlook
Disclosures required under Section 243a
Proposed appropriation of profit
Group Financial Statements
Consolidated Statement of Financial Position
Consolidated Income Statement
Consolidated Statement
of Comprehensive Income
Consolidated Consolidated Statement of Cash Flows
Consolidated Statement of Changes in Equity
Notes
General disclosures
Accounting regulations
Changes in major accounting policies
New standards and interpretations
Use of discretionary decisions and estimates
Basis of consolidation
Risk report
1. Risk strategy
2. Risk management system
3. Challenges & priorities
4. Capitalisation
5. Risk profile
6. Impairment test
7. Reinsurance
Segment reporting
Consolidated Statement of Financial Position – classified by segment
Operating segments
Impairment by segment
Operational segments – classified by segment
UNIQA International according to regions
Notes on assets to the Consolidated Financial Statements
Changes in asset items
1. Land and buildings for own use
2. Other property, plant and equipment
3. Investment property
4. Deferred acquisition costs
5. Goodwill
6. Other intangible assets
7. Investments in companies accounted for under the equity method
8. Assets and liabilities in disposal groups held for sale
9. Available-for-sale securities
10. Derivative financial instruments
11. Loans
12. Other investments
13. Receivables including insurance receivables
14. Income tax receivables
15. Deferred tax assets
Notes on liabilities to the Consolidated Financial Statements
16. Subscribed capital
17. Adjustment item for non-controlling interests
18. Subordinated liabilities
19. Unearned premiums
20. Insurance provision
21. Provision for unsettled claims
22. Provisions for premium refunds
23. Technical provisions
24. Technical provisions for unit-linked and index-linked life insurance
25. Liabilities from loans
26. Provisions for pensions and similar obligations
27. Other provisions
28. Liabilities and other items classified as equity and liabilities
29. Income tax liabilities
30. Deferred tax liabilities
Notes to the Consolidated Income Statement
31. Premiums written
32. Premiums earned
33. Insurance benefits
34. Operating expenses
35. Net investment income
36. Other income
37. Other expenses
38. Tax expense
Other disclosures
Employees
Group holding company
Affiliated and associated companies in 2014
Auditor’s Report
UNIQA Group at a glance
Group
Group Management Report
Group Financial Statements
Notes
© 2010 BY UNIQA GROUP AUSTRIA