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UNIQA Group at a glance
Group key figures
Interview with Andreas Brandstetter
Management Board
Keep going
Doubling the number of customers
Focus on core business
Four key programmes
Strengthening the equity base
Improving the results
Group
Business model and strategy
Five pillars of growth
Long-term growth strategy
Mission
Customers and markets
Austria: Strong brands and a dense network
CEE: Well-positioned for further growth
Employees & partners
Governance, compliance & sustainability
Analysing long-term options and risks
A clear governance model established
The Compliance organisation is repositioned
UNIQA shares
Shareholder structure
Development
Investor relations
Corporate Governance Report
Management Board
Members
Work
Supervisory Board
Members
Committees
Work
Measures to promote women
Independence
Compensation report
Earnings
Principles
Miscellaneous
Risk report
Report of the Supervisory Board
Organisational model
Group Management Report
Economic environment
Central and Eastern Europe
Macroeconomic situation
Forecasts
UNIQA Group
Group business development
Business segments
Property and casualty
Health
Life
International markets
Significant post-balance sheet date events
Outlook
Information in accordance with Section 243a
Proposal for the appropriation of profit
Group Financial Statements
Consolidated Balance Sheet
Consolidated Income Statement
Consolidated Comprehensive Income Statement
Consolidated Cash Flow Statement
Development of Group Equity
Segment Reports Segment Balance sheet
Segment Reports Segment Income Statement
Classified by segment
Impairment by segment
Classified by region
Group Notes
General information
Accounting regulations
Consolidation
Methods of accounting and valuation
Major differences accounting regulations
Risk report
Overview – risk management framework
Risk management system
The greatest challenges
Capitalisation
Risk profile
General risk profile
Risk categories
Impairment test
Reinsurance
Risk management aims for 2013
Notes on assets to the Consolidated Balance Sheet
Development of asset items
1. Self-used land and buildings
2. Other tangible assets
3. Land and buildings held as financial investments
4. Deferred acquisition costs
5. Goodwill
6. Other intangible assets
7. Shares in affiliated companies and companies valued at equity
8. Assets in disposal groups available for sale
9. Securities available for sale
10. Derivative financial instruments
11. Loans
12. Other investments
13. Receivables including receivables under the insurance business
14. Receivables from income tax
15. Deferred tax assets
Notes on liabilities to the Consolidated Balance Sheet
16. Subscribed capital
17. Minority interests
18. Subordinated liabilities
19. Unearned premiums
20. Actuarial provision
21. Provision for outstanding claims
22. Provision for premium refunds
23. Technical provisions
24. Technical provisions held on account and at risk of life insurance policyholders
25. Liabilities from loans
26. Provisions for pensions and similar commitments
27. Other provisions
28. Payables and other liabilities
29. Liabilities from income tax
30. Deferred tax liabilities
Notes to the Consolidated Income Statement
31. Premiums written
32. Premiums earned
33. Income from fees and commissions
34. Net investment income
35. Other income
36. Insurance benefits
37. Operating expenses
38. Other expenses
39. Tax expenditure
Other disclosures
Employees
Group holding company
Affiliated and associated companies in 2012
Auditor's Opinion
UNIQA Group at a glance
Group
Group Management Report
Group Financial Statements
Group Notes