Segment reporting

UNIQA International – classified by region

In € thousand	Premiums earned (net)		Net investment income		Insurance benefits		Operating expenses		Earnings before taxes
In € thousand	1–12/2021	1–12/2020	1–12/2021	1–12/2020	1–12/2021	1–12/2020	1–12/2021	1–12/2020	1–12/2021	1–12/2020
Poland	523,996	264,324	13,186	15,551	–308,561	–162,139	–191,064	–112,662	20,084	4,184
Slovakia	198,978	89,735	4,864	3,197	–106,807	–45,321	–61,566	–41,405	56,181	5,364
Czech Republic	300,437	246,685	5,773	7,754	–171,824	–144,319	–96,006	–72,298	40,260	33,325
Hungary	75,562	73,985	4,283	6,023	–20,574	–20,733	–33,052	–30,571	5,859	8,632
Central Europe (CE)	1,098,972	674,728	28,107	32,525	–607,767	–372,512	–381,689	–256,935	122,384	51,506
Romania	59,567	53,743	4,936	4,901	–28,572	–29,598	–27,795	–24,954	5,043	–58,218
Ukraine	93,072	84,936	4,876	10,598	–45,473	–34,116	–42,780	–44,386	10,519	14,166
Eastern Europe (EE)	152,639	138,679	9,813	15,499	–74,046	–63,714	–70,575	–69,339	15,562	–44,052
Russia	72,301	70,253	16,379	37,525	–61,716	–54,919	–12,179	–13,394	15,651	20,178
Russia (RU)	72,301	70,253	16,379	37,525	–61,716	–54,919	–12,179	–13,394	15,651	20,178
Albania	36,372	31,367	328	661	–15,792	–10,971	–17,007	–14,640	3,928	244
Bosnia and Herzegovina	31,900	27,670	2,457	2,481	–20,012	–16,834	–12,828	–11,345	1,464	1,683
Bulgaria	37,318	37,058	1,683	1,065	–18,451	–12,387	–17,106	–20,960	–8,375	–14,855
Kosovo	13,816	11,541	284	271	–8,556	–7,152	–4,490	–4,712	1,006	100
Croatia	49,940	49,241	7,744	11,696	–30,965	–34,289	–22,436	–21,007	3,156	1,813
Montenegro	10,379	10,241	718	684	–4,820	–5,060	–4,741	–4,657	1,141	965
North Macedonia	17,379	14,360	351	342	–8,736	–6,721	–8,551	–7,304	475	581
Serbia	37,350	37,036	4,063	3,958	–23,336	–22,222	–17,236	–16,841	229	–20,232
Southeastern Europe (SEE)	234,454	218,515	17,628	21,158	–130,667	–115,638	–104,395	–101,467	3,025	–29,701
Liechtenstein	1,535	1,206	132	64	–796	–1,313	–1,839	–1,385	–914	–789
Switzerland	0	0	–29	–31	0	0	0	0	23	310
Western Europe (WE)	1,535	1,206	103	33	–796	–1,313	–1,839	–1,385	–891	–479
Austria	0	0	0	–655	0	0	–22,057	–23,832	–22,057	–24,488
Administration	0	0	0	–655	0	0	–22,057	–23,832	–22,057	–24,488
UNIQA International	1,559,901	1,103,382	72,030	106,084	–874,992	–608,096	–592,734	–466,354	133,674	–27,036
Of which:
Earnings before taxes insurance companies									155,709	–2,859
Impairment of goodwill									–12,100	–105,752