9. Operating expenses
In € thousand |
1 – 12/2022 |
1 – 12/2021 |
|---|---|---|
Property and casualty insurance |
|
|
Acquisition costs |
|
|
Payments |
834,700 |
760,723 |
Change in deferred acquisition costs |
–33,041 |
–47,561 |
Other operating expenses |
302,141 |
340,115 |
Reinsurance commission and share of profit from reinsurance ceded |
–20,341 |
–15,514 |
|
1,083,459 |
1,037,763 |
Health insurance |
|
|
Acquisition costs |
|
|
Payments |
128,448 |
115,621 |
Change in deferred acquisition costs |
–19,468 |
–20,124 |
Other operating expenses |
100,309 |
112,135 |
Reinsurance commission and share of profit from reinsurance ceded |
–519 |
–1,008 |
|
208,770 |
206,624 |
Life insurance |
|
|
Acquisition costs |
|
|
Payments |
251,062 |
237,112 |
Change in deferred acquisition costs |
29,337 |
6,979 |
Other operating expenses |
145,486 |
167,111 |
Reinsurance commission and share of profit from reinsurance ceded |
–6,393 |
–7,063 |
|
419,492 |
404,140 |
Total |
1,711,721 |
1,648,527 |