Segment reporting

Consolidated statement of financial position – classified by business line

In € thousand	Property and casualty insurance		Health insurance		Life insurance		Consolidation		Group
In € thousand	31/12/2016	31/12/2015	31/12/2016	31/12/2015	31/12/2016	31/12/2015	31/12/2016	31/12/2015	31/12/2016	31/12/2015
Assets
Property, plant and equipment	151,118	165,176	30,551	28,946	83,550	98,866	0	0	265,219	292,989
Investment property	285,872	216,905	275,331	280,708	788,793	894,977	0	0	1,349,996	1,392,590
Intangible assets	451,312	480,918	242,280	232,798	810,017	999,692	–11,249	–10,350	1,492,360	1,703,058
Financial assets accounted for using the equity method	52,128	45,122	180,787	175,924	288,389	293,119	0	0	521,305	514,165
Investments	4,510,004	4,629,614	2,825,901	2,558,942	11,467,353	14,681,475	–649,786	–477,555	18,153,472	21,392,476
Unit-linked and index-linked life insurance investments	0	0	0	0	4,879,928	5,226,748	0	0	4,879,928	5,226,748
Reinsurers’ share of technical provisions	188,062	179,622	1,857	895	146,536	373,173	–12,013	–4,724	324,443	548,966
Reinsurers’ share of technical provisions for unit-linked and index-linked life insurance	0	0	0	0	318,636	315,646	0	0	318,636	315,646
Receivables, including insurance receivables	651,476	986,588	44,665	149,193	235,249	534,523	–292,694	–758,826	638,695	911,477
Income tax receivables	64,434	69,533	139	21	1,281	17,716	0	0	65,854	87,270
Deferred tax assets	1,149	7,446	418	17	4,022	5,653	0	0	5,589	13,115
Cash and cash equivalents	288,625	304,398	78,874	159,177	182,435	426,508	0	0	549,934	890,083
Assets in disposal groups held for sale	219,334	0	33,686	0	4,820,709	9,289	0	0	5,073,729	9,289
Total assets by business line	6,863,514	7,085,322	3,714,490	3,586,622	24,026,898	23,877,385	–965,742	–1,251,455	33,639,160	33,297,873

Liabilities
Subordinated liabilities	851,183	1,100,089	0	0	410,742	410,000	–415,882	–414,344	846,043	1,095,745
Technical provisions	2,908,289	3,059,858	2,882,134	2,780,075	11,842,676	15,503,296	–23,866	–15,168	17,609,233	21,328,061
Technical provisions for unit-linked and index-linked life insurance	0	0	0	0	4,846,591	5,175,437	0	0	4,846,591	5,175,437
Financial liabilities	15,998	10,568	29,214	24,016	198,129	73,664	–197,818	–74,667	45,524	33,580
Other provisions	749,632	739,460	22,295	21,715	37,422	48,246	–10,613	–12,979	798,737	796,442
Liabilities and other items classified as liabilities	644,917	707,787	15,392	89,394	695,000	1,205,967	–313,065	–731,576	1,042,244	1,271,572
Income tax liabilities	75,767	88,146	2,873	2,547	480	5,277	0	0	79,120	95,970
Deferred tax liabilities	37,443	62,887	147,506	144,872	111,727	126,937	0	0	296,676	334,696
Liabilities in disposal groups held for sale	332,279	0	55,012	0	4,474,936	0	0	0	4,862,227	0
Total equity and liabilities by business line	5,615,508	5,768,793	3,154,426	3,062,619	22,617,703	22,548,824	–961,244	–1,248,733	30,426,394	30,131,504

					Consolidated equity and non-controlling interests				3,212,766	3,166,369

						Total equity and liabilities			33,639,160	33,297,873

The amounts indicated for each business line have been adjusted to eliminate amounts resulting from segment-internal transactions. Therefore, the balance of segment assets and segment equity and liabilities does not allow conclusions to be drawn with regard to the equity allocated to the respective segment.