22. Insurance provision
In € thousand |
31/12/2016 |
31/12/2015 |
Property and casualty insurance |
|
|
Gross |
12,273 |
12,344 |
Reinsurers’ share |
–13 |
–14 |
|
12,260 |
12,330 |
Health insurance |
|
|
Gross |
2,660,066 |
2,561,667 |
Reinsurers’ share |
–995 |
–794 |
|
2,659,072 |
2,560,873 |
Life insurance |
|
|
Gross |
10,774,952 |
14,289,078 |
Reinsurers’ share |
–141,556 |
–356,769 |
|
10,633,396 |
13,932,309 |
Total |
|
|
Gross |
13,447,291 |
16,863,089 |
Reinsurers’ share |
–142,563 |
–357,577 |
Total |
13,304,728 |
16,505,512 |
The interest rates used as an accounting basis were as follows:
In per cent |
Health insurance acc. to SFAS 60 |
Life insurance acc. to SFAS 120 |
2016 |
|
|
For insurance provision |
1.50 – 5.50 |
0.00 – 4.00 |
For deferred acquisition costs |
1.50 – 5.50 |
2.50 – 3.12 |
|
|
|
2015 |
|
|
For insurance provision |
2.25 – 5.50 |
0.00 – 4.00 |
For deferred acquisition costs |
2.25 – 5.50 |
3.33 – 3.56 |